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Michelle Macia - Branch Manager in Ocean City, MD

Michelle Macia

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Branch Manager

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At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Overall Ratings
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5 Star
98%
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1%
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Reviews from Web
  • Encompass
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    Matthew L K
    PRINCESS ANNE, MD
    Posted on April 25th, 2024 06:57 PM
    You guys kept me informed on every step of the home buying process I'm glad you helped me get to where I am today I couldn't thank you enough.
    Reply from Michelle Macia
    April 9th, 2025 11:40 AM
    I'm thrilled to hear that you had a positive experience with us at Churchill Mortgage Corporation, Matthew. Your feedback affirms our commitment to keeping our clients informed throughout the home buying process. It was a pleasure assisting...
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    Laura P
    Posted on April 24th, 2024 09:23 PM
    Best experience ever! Would highly recommend.
    Reply from Owner
    August 7th, 2025 03:21 PM
    Thank you so much for the 5-star review and for recommending Coastal Lending! Your support means the world to us, and we’re so grateful for the opportunity to be part of your journey.
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    Laura P
    BERLIN, MD
    Posted on April 24th, 2024 09:22 PM
    Michelle made this flawless and simple for me. She explained everything. She communicated everything every step of the way. I couldn't have asked for better communication or reminders.
    Reply from Michelle Macia
    April 9th, 2025 11:40 AM
    I'm incredibly thankful for your kind words, Laura. I strive to make the mortgage process as straightforward and stress-free as possible for my clients. Your satisfaction is my top priority, so I'm glad to hear that the communication and reminders...
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    Freweini Y
    Posted on April 21st, 2024 11:42 PM
    Michelle Macia has received a review with 5 star rating from Freweini Y
    Reply from Owner
    August 7th, 2025 03:20 PM
    Thank you so much for the 5-star review! I truly appreciate your support and am grateful for the opportunity to work with you.
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    Freweini K
    TAKOMA PARK, MD
    Posted on April 21st, 2024 11:42 PM
    Easy communication and fast response 👌. Thanks
    Reply from Michelle Macia
    April 9th, 2025 11:40 AM
    I'm delighted to hear that you were satisfied with the service you received, Freweini. Effective and speedy communication is something we prioritize at Churchill Mortgage Corporation, and it's fantastic to see this reflected in your experience....
    read more
  • Encompass
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    Semere K G
    TAKOMA PARK, MD
    Posted on April 21st, 2024 02:32 PM
    The quick and organized team make it great.
    Reply from Michelle Macia
    April 9th, 2025 11:40 AM
    I'm thrilled to hear that you had a positive experience with us at Churchill Mortgage Corporation, Semere! Our team strives to provide efficient and organized service, and your feedback validates our efforts. Thank you for the wonderful 5-star...
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    Bill G
    Posted on April 19th, 2024 03:01 AM
    Michelle knows her business and was available to answer any question that arose.
    Reply from Owner
    August 7th, 2025 03:19 PM
    Thank you so much for the great review! It was truly a pleasure handling your mortgage, and I’m so glad I got to be a part of your journey. I’ll definitely keep in touch—please don’t hesitate to reach out if you ever need anything down the...
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  • Encompass
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    William F G
    FRUITLAND, MD
    Posted on April 19th, 2024 02:52 AM
    Michelle knows her business and made herself available to answer questions as they arose.
    Reply from Michelle Macia
    April 9th, 2025 11:40 AM
    Thank you for your feedback. We hope we'll have the opportunity to work with you again in the future.
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    Karen J
    Posted on April 4th, 2024 08:56 PM
    Can't say enough about Michelle. I referred family members to her for first time homebuyer help. She coached them, encouraged them and now they are proud homeowners! If there's a way, Michelle will get you there!
    Reply from Owner
    April 5th, 2024 07:08 PM
    Karen, I am over the moon about your 5-star review. Thank you for your generosity and support!
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    Courtney R
    Posted on April 4th, 2024 07:20 PM
    She is a rockstar to say the least. I feel like she went above and beyond for us! By far the best at what she does! Theres no one else I would have wanted to help us out with this. Her whole team was amazing!
    Reply from Owner
    April 5th, 2024 07:07 PM
    Thank you so much for your kind words Courtney! It was a pleasure working with you!
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    About
    At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
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    Memberships
    • Coastal Association of Realtors
    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLs ID 207277
    Achievements
    • Scottsman Guide
    Hobbies
    • Camping
    • Three Kids
    • Lax Mom
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    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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