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Michelle Ham
Market Sales Leader

Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Michelle and her team are easy to work with. They answered all our questions in a timely manner and explained everything thoroughly for us.
Michelle was EXTREMELY helpful as we went through our home buying journey! She answered any questions we had and provide us everything in great detail so we could review and learn about the home buying process. She helped take a lot of the...
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Michelle and her team were incredible while working with us. They were patient with us and answered all our questions. Michelle was very responsive and helpful throughout the entire process. We would definitely recommend Michelle and her team...
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Michelle was available outside normal working hours to visit. If one of us wasn't able to talk, we could resolve some information via text. When it came to important questions for closing, she made sure to have time available to discuss and...
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Michelle was so responsive and friendly. She helped me navigate the loan process and answered all my questions so well
Things went smoothly and professionally.
Pain free, Have dealt with other mortgage companies before and the process was overbearing. This refinance went smooth and fast. No complaints at all.
Michelle was very friendly and helpful!
Great experience with Michelle Ham, and the team at Churchill! Everyone was professional, friendly, and provided clear communication. Definitely recommend them for any mortgage needs.
Michelle was very friendly and reliable for us. We were able to get in touch with her anytime we had questions with refinancing to a 15 year mortgage, day or night. We will recommend Michelle in the future and have nothing bad to say. Thank...
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
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Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.