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Michelle Ham
Market Sales Leader
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
We would’ve liked more communication as far as guiding us and making us aware of something’s that we weren’t aware of. Michelle knew we were first time homebuyers and didn’t inform us of changes that effect our loan before we negotiated. We...
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Everything was really good up until the end there was definitely A lack of communication that occurred when we changed some things regarding our loan and we were not in the loop or didn’t receive the type of communication we would’ve liked...
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I didn't actually interact with Michelle very often; it was usually someone assisting her with the loan process. There was also a lot of miscommunication that happened throughout my process. It was eventually all resolved, but not without my...
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The knowledge and communication was great! I would say my situation wasn't normal and took extra care and effort but Michelle was extremely easy to work with and was there every step of the way!
Michelle was so helpful in the home buying process! As first time home buyers, we walked in feeling uneducated and unsure of how it would turn out. Michelle was kind and patient with us throughout the process. She was able to help us secure...
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Easy to navigate- friendly and professional
Michelle and her team had the best attitude from start to finish. Positive and professional at the same time. This is our second mortgage with Churchill could not being happier with the entire process.
Michelle was the best! She communicated very clearly with us and was so enjoyable to work with!! We loved her!
Michelle and Team were ver good at communicating especially when responses were needed quickly. She is very professional and friendly and I truly enjoyed working with her!
Michelle worked so hard and quickly to make this happen for us. She is delightful!
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
Gallery
Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
