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Michelle Ham
Market Sales Leader

Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
You’re so attentive, informative, organized and kind!
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you so much, Molly! I loved the opportunity to work with you and Jim and look forward to staying in touch! :)
Communications was outstanding and Michelle helped us through a complicated process
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you so much, Joe! I loved the opportunity to work with you and look forward to staying in touch! :)
I started talking to Michelle two years ago when we were considering building. She stuck with us along the way through the many changing finish dates from our builder. Very knowledgeable!
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you so much, Cristie! I loved the opportunity to work with you and look forward to staying in touch! Enjoy your new home! :)
Thanks to Michelle and Nicole, they made the process easy and smooth.
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you so much, Ahmed! I loved the opportunity to work with you and look forward to staying in touch! :)
Michelle was a great communicator and was able to get me closed very quickly which help me get the house.
Extremely responsive and great attitude all the time.
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you so much, Richard! You and Michele were such joys to work with. Please let me know how I can help you or your friends in the future! Enjoy your lovely home!
Michelle was patient to answer my many questions throughout the process.
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you so much, Ryan! You were so great to work with. Please let me know how I can help you or your friends in the future! Enjoy your lovely home!
Michelle took time to talk through different scenarios with us as well as hear our thoughts!
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you, Sarah! I loved the opportunity to get to know you and serve you! Please let me know how I can help in the future!
Easy team to work with and great effort in keeping us up to speed on the process…
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you so much, Johnathan! You were so great to work with. Please let me know how I can help you or your friends/family in the future!
Michelle was incredibly helpful and knowledgeable. Incredible customer service. Made the process a breeze
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
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Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.