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Michelle Ham
Market Sales Leader
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Michelle is very organized and is obviously very experienced, so I didn’t have to be concerned about things that are typical causes of stress, like the rate lock process. She was very helpful and always in good spirits. Pleasure to work with....
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Michelle and her team had incredible communication and were always able to answer any questions I had.
The whole process was so easy- everyone who is part of her team was wonderful and so helpful.
Communication! They always kept me up to date every step of the way.
The miss on original closing day severely impacted the move.
Minus the Closing date miss, Michelle was fantastic!
Michelle was amazing in her promptness to reply to all our queries and gave us quick estimates that suited our needs. She also helped us in a very fast changing market which we highly appreciated!
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you so much, Anmol for your kind words! I loved working with you and Shweta! All the best to you both as you get settled into your beautiful new home!
Michelle walked us through everything that would happen and got us the best deal she could. Would recommend to anyone that asked me.
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you so much for your kind words! It truly means a lot to me and so does your recommendation!! I loved working with you and Ellie! All the best to you both as you settle into your new home!
Michelle was very responsive and thorough in answering all my questions. This made the process move more smoothly and less stressful!
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you so much for your kind words, Maureen! All the best to you as you settle into your new home!
Although I never met Michelle, but I truly consider her a friend. She has been welcoming, patient, and a great teacher/educator since our very first conversation. She walked me through everything, even letting me to about her team members and...
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Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you so much for your extra kind words! Seriously, yours is one of my most favorite reviews ever! It truly means the world to me and so does your recommendation!! I loved working with you! All the best to you as you settle into your new...
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
Gallery
Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
