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Michael Vernon - Mortgage Loan Officer | NMLS # 455908 in Annapolis, MD

Michael Vernon

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Mortgage Loan Officer | NMLS # 455908

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Michael Vernon does more than just help his clients move into their dream home. He loves to coach them to create a game plan or strategy so that they use a possible real estate transaction to strengthen their financial profile and create ne... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
  • Encompass
    M
    Matthew A S
    Arnold, MD
    Posted on May 30th, 2022 12:45 PM
    Mike was responsive to all our questions and ushered us through the process without any issues. This is the third time we've used Mike's services and each time has been a pleasant experience.
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    Caitlin E S
    Arnold, MD
    Posted on May 30th, 2022 12:39 PM
    Michael is fantastic. Responsive, knowledgeable, and patient. Love working with him.
  • Encompass
    B
    Blanca M
    Raleigh, NC
    Posted on February 25th, 2022 05:03 PM
    Very professional
  • Encompass
    C
    Cynthia L M
    Stevensville, MD
    Posted on February 4th, 2022 03:39 PM
    It felt like we were asked to send the same documents multiple times. Also, we were frustrated that we weren’t kept apprised of the rapidly rising interest rates. It probably wouldn’t have made a difference in the end, but was still quite a...
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  • Encompass
    D
    Deborah V
    Annapolis, MD
    Posted on January 9th, 2022 04:41 PM
    Mike is rock solid and always performs scenario analyses and gives great advice.
  • Encompass
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    John B
    Atlanta, GA
    Posted on November 18th, 2021 02:18 PM
    Michael hooked me with the emails regarding Notre Dame football. I knew I wanted to refinance, but was hesitant to get the process started. I enjoyed the game recap emails he sent so I decided to finally start the process. I was so happy I...
    read more
  • Encompass
    M
    Mercedes T R
    Edgewater, MD
    Posted on November 5th, 2021 01:54 PM
    Michael helped me with my first home purchase. He worked with me to find the right loan package for my circumstances and also made recommendations that helped to decrease the cost required at closing and my monthly payment; all really important...
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  • Encompass
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    David R B
    Bowie, MD
    Posted on November 5th, 2021 11:47 AM
    We have worked with Michael Vernon on several refinances. He is always wonderful to work with, very professional, friendly, efficient. He always explains everything that's going on with the process. When we're ready to refinance, we will be...
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  • Encompass
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    Paul R S
    Severna Park, MD
    Posted on November 3rd, 2021 01:01 PM
    My loan officer was very good to work with and made the process go smooth all the way. Thank you
  • Encompass
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    Tracy A V
    Melbourne Beach, FL
    Posted on October 30th, 2021 04:14 AM
    Mike was professional, knowledgeable, courteous, and extremely effective in communicating during this process. His personable nature increased the comfort level during an incredibly involved and highly stressful time. He was able to guide us...
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  • 31–40 of 195
    About
    Michael Vernon does more than just help his clients move into their dream home. He loves to coach them to create a game plan or strategy so that they use a possible real estate transaction to strengthen their financial profile and create net worth. With over 30 years in the mortgage industry, Michael is knowledgeable on all loan types and real estate transactions, including Conventional, FHA, VA, USDA, Construction and Renovation. Michael takes the time to help his clients explore the pros and cons of making a purchase or refinance decision. He helps them do their homework so that when they make their decision, they know it is the right one for them.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 455908
    Disclaimer
    FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138. FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area. This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.