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Michael Vernon - Mortgage Loan Officer | NMLS # 455908 in Annapolis, MD

Michael Vernon

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Mortgage Loan Officer | NMLS # 455908

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Michael Vernon does more than just help his clients move into their dream home. He loves to coach them to create a game plan or strategy so that they use a possible real estate transaction to strengthen their financial profile and create ne...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
Overall Ratings
4.88
(194)
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Reviews from Web
  • 5.0
    Encompass
    M
    Michael F D
    Annapolis, MD
    Posted on April 6th, 2026 07:43 PM
    My mortgage experience with Michael was outstanding! He is incredibly knowledgeable, responsive, and made the entire process smooth and stress-free. I felt supported every step of the way, and I would highly recommend him to anyone looking...
    read more
    Reply from Michael Vernon
    April 13th, 2026 07:43 PM
    We're thrilled to have left a positive impression on you. We're ready to assist you again at any time in the future.
  • 5.0
    Encompass
    D
    Daniel G
    Annapolis, MD
    Posted on March 23rd, 2026 05:23 PM
    Michael, Your work on the loan was great, and we really appreciate your help. The underwriting process was a bit challenging, but that may have been because of my various businesses. Thanks again for your help.
  • 5.0
    Encompass
    D
    David F P
    Odenton, MD
    Posted on December 2nd, 2025 08:10 PM
    Mike made the refinance easy with great communication and updates on progress to completion. Happy to be a return "customer"!
    Reply from Michael Vernon
    December 9th, 2025 08:11 PM
    Your kind words made our day! We're always here to provide guidance on mortgage-related matters.
  • 5.0
    Encompass
    K
    Kimberly J P
    San Angelo, TX
    Posted on November 30th, 2024 01:33 PM
    This is our third time working with Michael and we continue to be very happy with his professionalism, he goes above and beyond to help us get to where we need to be
    Reply from Michael Vernon
    December 7th, 2024 01:34 PM
    We're grateful for your positive review and hope to work together again in the future.
  • 5.0
    Encompass
    E
    Emily E A
    Annapolis, MD
    Posted on October 8th, 2024 04:06 PM
    Michael Vernon is the utmost professional. He is an excellent communicator and extremely knowledgeable about the process. I would highly recommend him to family and friends.
    Reply from Michael Vernon
    October 15th, 2024 04:08 PM
    We're delighted to have met your expectations. We look forward to serving you again in the future.
  • 4.0
    Encompass
    R
    Ricardo R
    Rockville, MD
    Posted on July 26th, 2024 11:46 AM
    It was such a fortune to get connected with a fellow alumni from the same university and Michael Vernon made made sure we were all taken care of and he was always ready to answer our questions about the process. Would definitely recommend working...
    read more
  • 5.0
    Encompass
    D
    David F P
    Dunkirk, MD
    Posted on May 21st, 2024 01:46 PM
    Mike was excellent throughout the process. He kept us informed as we proceeded toward settlement. His wonderful personality made it a pleasure to work with him.
    Reply from Michael Vernon
    May 28th, 2024 01:49 PM
    We're thrilled to hear you had a great experience with us! Your satisfaction is our top priority.
  • 5.0
    Encompass
    J
    Jeffrey F K
    Lutz, FL
    Posted on March 1st, 2024 02:18 PM
    Mike Vernon did a great job. Made the process smooth and jumped in to help resolve issue before closing to we completed on time.
    Reply from Michael Vernon
    March 8th, 2024 02:21 PM
    We're grateful for your positive words. We're here to provide support for all your mortgage needs.
  • 5.0
    google
    F
    Foad A N
    Posted on September 7th, 2023 12:40 PM
    Amazing experience , great attitude, knowledgeable and experienced, clear vision . they set u up for success and make sure they land you at your new home , very happy 😊. Thank you thank you thank you.
  • 5.0
    Encompass
    E
    Emily E A
    Annapolis, MD
    Posted on August 29th, 2023 08:04 PM
    Michael Vernon is an utmost professional and was a valued member of our home buying team. I appreciated his constant communication.
  • 10 of 194
    About
    Michael Vernon does more than just help his clients move into their dream home. He loves to coach them to create a game plan or strategy so that they use a possible real estate transaction to strengthen their financial profile and create net worth. With over 30 years in the mortgage industry, Michael is knowledgeable on all loan types and real estate transactions, including Conventional, FHA, VA, USDA, Construction and Renovation. Michael takes the time to help his clients explore the pros and cons of making a purchase or refinance decision. He helps them do their homework so that when they make their decision, they know it is the right one for them.
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    360
    /850
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    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 455908
    Disclaimer
    FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138. FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area. This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.