

Michael Popnoe - Envoy Mortgage
Mortgage Advisor | NMLS: 116627

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Business Hours
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Communcation, fast and smooth transaction.
Reply from Michael Popnoe - Envoy Mortgage
January 29th, 2026 08:17 PM
I appreciate your review, Trevor. It's rewarding to hear that you found the communication seamless and the transaction efficient. I hope you and your family love your new home!
Michael Popnoe - Envoy Mortgage has received a review with 5 star rating from Michael D
Reply from Owner
January 2nd, 2026 11:40 PM
Thank you for the 5 star review!
I walked into a home-purchasing experienced somewhat unprepared. (My own fault...) Michael and his team were very compassionate and understanding through the entire process. They always helped me be prepared for the "next step" in the process,...
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Reply from Michael Popnoe - Envoy Mortgage
January 2nd, 2026 11:38 PM
I'm truly grateful for your thoughtful review, Michael. It means a lot to know that you felt supported throughout your home-purchasing journey. Assisting you in navigating each step and ensuring you had all the information you needed was important...
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He was very friendly and helpful. Definitely knew his stuff. Extremely patient with me and helped me every step of the way. Used him before and if I end up buying another house, I'll probably use him again.
Reply from Michael Popnoe - Envoy Mortgage
January 2nd, 2026 11:40 PM
I'm really pleased to hear about your positive experience, Matthew. It's great to know that my assistance was helpful and supportive throughout your process. Looks like my only task is to take that "maybe use him again" to "certainly use him...
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Michael and his team are very willing to help.They're very knowledgeable and friendly, and Michael has been very quick to.respond to any questions or concerns that I have.
Reply from Michael Popnoe
January 1st, 2026 02:45 PM
Thank you for sharing your experience, Norma. It's great to know that you found my responsiveness and the team's friendly expertise helpful. If you ever have more questions or need further assistance, I'm here to help.
Mike and his team demonstrate exceptional expertise—truly second to none. Mike, in particular, excels at developing strategic solutions and presenting multiple scenarios, always clarifying the trade-offs of each option. The entire team is consistently...
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Reply from Michael Popnoe - Envoy Mortgage
November 13th, 2025 09:14 PM
I'm grateful for your generous and detailed feedback, Gavin! The goal is to always provide tailored solutions and clear insights, thank you for noticing and valuing that approach. I'm thrilled we timed this strategic refi correctly. I've always...
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Mike was great in all areas of support.
Reply from Michael Popnoe
November 13th, 2025 09:15 PM
Thank you for your feedback, Matthew. You and Erin are wonderful people and I enjoyed working with you both again. Enjoy the lower rate and payment!
Mike is great to work with. Clearly explains everything and answers any questions with kindness and expertise. Helps make the process a little less painful!
Reply from Owner
November 13th, 2025 09:16 PM
I'm glad to hear that working with me has made the process more manageable for you, Erin. My goal is always to provide clear explanations and support whenever you have questions. If there’s anything else I can do for you, please don't hesitate...
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Willingness to answer all my questions without making me feel unintelligent and clear explanations about everything.
Reply from Michael Popnoe - Envoy Mortgage
November 13th, 2025 09:18 PM
I'm grateful that you felt comfortable asking questions, Erin. You and Matt are very intelligent people - mortgage is like a foreign language unless you work in this industry ... and it is so important to ask clarifying questions when taking...
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Honestly, Michael and his team were what really have made it the best! It's nice to work with good people who aren't just acting like they're good people, they really ARE just good people down to the core of their character. Every person I've...
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Reply from Michael Popnoe
November 10th, 2025 07:50 PM
I truly appreciate your kind words, Brendan. It's wonderful to hear that your interactions with both me and the team at Envoy Mortgage have reflected our genuine commitment to being helpful and kind. I'm glad we could provide the support you...
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Debt rebalancing/elimination consults
IRR (Internal Rate of Return) - investor consults
Total Cost Analysis - mortgage strategy consults
Rent vs Own Consultations
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
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Memberships
- Borrow Smart University - Certified Liability Advisor (CLA)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 116627
Awards
Achievements
- 2024 Five Star Mortgage Professional Award Winner
Hobbies
- Tennis
- Live Music
- Travel
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Disclaimer

©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
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