

Michael Popnoe - Envoy Mortgage
Mortgage Advisor | NMLS: 116627

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Business Hours
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Michael knew many ins and outs of the process. Was clear in communication and upfront with many problems that arose, without beating around the bush.
Reply from Michael Popnoe - Envoy Mortgage
May 15th, 2024 08:26 PM
I greatly appreciate your feedback, Steven. It was a pleasure assisting you through the mortgage process. I believe in maintaining clear and upfront communication to ensure my clients feel confident every step of the way. Thank you for choosing...
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We switched over to Michael due to an overall bad experience with another mortgage company. Mike jumped right in even though he was handed this in the middle of the real estate transaction. He and his team picked up the pieces, restored our...
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Reply from Michael Popnoe - Envoy Mortgage
May 15th, 2024 08:26 PM
I'm thrilled I was able to be a part of your first home purchase! I can't wait to invite myself over the next time I am in Central Oregon! Congrats you two!!
Mike is a true professional! We came to him needing advice and straight answers. He delivered on every level. The process was easy and seamless!
Reply from Michael Popnoe - Envoy Mortgage
May 15th, 2024 08:26 PM
I'm so happy for you and Chase! You now own a brand new, beautiful home in one of the most beautiful areas in the country! CONGRATS - and thank you again for allowing me to be your mortgage advisor!
Michael and his team were exceptional partners during our real estate transaction. We were very impressed by his knowledge and expertise, including his outstanding and detailed presentation of financing options. Excellent communication throughout...
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Reply from Michael Popnoe - Envoy Mortgage
May 15th, 2024 08:26 PM
Thank you so much Ralf! I really enjoyed getting to know you during the transaction ... and thank you again for sending me Stumptown beans! I look forward to connecting in person sometime soon. Thanks again!
Providing templates or example documents for documentation requests would reduce and simplify the back and forth requests for additional information.
Reply from Michael Popnoe - Envoy Mortgage
May 15th, 2024 08:26 PM
I appreciate the feedback, Tammy. Thank you! I hope your family loves the new home - and that you can make it your own as the months and years go by. I know there were many ups and downs during the home purchase. Thank you again for your patience...
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Communication, honesty about what is possible, and willing to do extra work to make a transaction happen.
Reply from Michael Popnoe - Envoy Mortgage
May 15th, 2024 08:26 PM
I'm grateful I got the opportunity to work with you again - thank you!
I was very frustrated by what seemed all the hoops I had to jump through at the end. I realize that my loan went from conventional to FHA so some things had to change but I felt like I was not given the exact amount I needed or that the team...
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Reply from Michael Popnoe - Envoy Mortgage
May 15th, 2024 08:26 PM
I'm so sorry how things ended with your loan experience. With debt balances increasing before closing, it caused many complications and I am so sorry for the stresses it caused you. I'm going to contact you directly - but I do hope you love...
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Micheal was very attentive to my questions & explaining things so I could understand them. Micheal always had images on line to show me during our phone conversations. He was always on time & great to work with. He always emailed me with updates...
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Reply from Michael Popnoe - Envoy Mortgage
May 15th, 2024 08:26 PM
Thank you for the fantastic review! I'm so happy for you and your family! You had a very specific need for this home, and I am thrilled you were able to find it. Thank you for working with me and trusting me with this important investment....
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Michael Popnoe - Envoy Mortgage has received a review with 5 star rating from Shavindra P
Reply from Owner
May 15th, 2024 04:31 PM
Thank you so much for the 5 star review, and for letting me be a part of this important home purchase for you and your family!
Mike was a phenomenal person to work with. We were kept informed almost daily based on the progress. Highly recommend it. He was always available to help out, and clarify issues whenever we had them. Highly recommended.
Reply from Michael Popnoe - Envoy Mortgage
May 15th, 2024 08:26 PM
I enjoyed getting to know you and working with you and your wife! Thank you so much for the opportunity. I hope your family loves your new home!
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Debt rebalancing/elimination consults
IRR (Internal Rate of Return) - investor consults
Total Cost Analysis - mortgage strategy consults
Rent vs Own Consultations
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
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Memberships
- Borrow Smart University - Certified Liability Advisor (CLA)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 116627
Awards
Achievements
- 2024 Five Star Mortgage Professional Award Winner
Hobbies
- Tennis
- Live Music
- Travel
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Disclaimer

©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
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