Michael O'Nan
Founder & President | NMLS #157474
Generate Mortgage powered by Affinity Home Lending, LLC provides thoughtful home financing guidance for clients purchasing, renovating, building or refinancing a home. Our team begins by understanding each client’s goals, timing, property a... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 8 PM
Sat
8 AM to 6 PM
Sun
10 AM to 5 PM
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Reviews from Web
Very professional, helpful, honest, supportive, and resourceful, Michael and Generate Mortgage knock it out of the park every time! They have their clients' best interests at heart every moment of the process as they find the best products,...
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Reply from Michael O'Nan
October 28th, 2025 04:52 PM
Thanks so much for the kind words — that really means a lot!
Very professional, helpful, honest, supportive, and resourceful, Michael and Generate Mortgage knock it out of the park every time! They have their clients' best interests at heart every moment of the process as they find the best products,...
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Reply from Owner
October 29th, 2025 12:00 AM
Thanks so much for the kind words — that really means a lot!
Michael was so helpful with our refinance. He knows his programs, is very organized, and very responsive. I will definitely use him for my next mortgage.
Reply from Michael O'Nan
May 14th, 2025 02:02 PM
It was a pleasure assisting you, and I look forward to working with you on your next mortgage. Thank you for your kind words and trust.
Michael was very patient with this transaction as our loan process spanned 3 months, answering all my questions and complaints while navigating the fed rate fluctuation in order for me to get the best possible rate and best monthly payment...
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Reply from Michael O'Nan
November 7th, 2024 06:41 PM
Hi Nan! I'm delighted to hear about your positive experience. Thank you for your kind words and the splendid 5-star rating!
Michael O’Nan did a great job getting my mortgage pushed through and was super helpful answering all the questions that I had during the process. Would definitely recommend!
Reply from Michael O'Nan
October 30th, 2024 08:01 PM
I'm truly pleased to hear that you had a positive experience, Karyn. It was a pleasure assisting you with your mortgage. Your recommendation means a lot to me. Should you have any further questions in the future, don't hesitate to reach out....
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Thanks for your excellent support through this challenging home build! Your advice was very helpful.
Reply from Michael O'Nan
October 30th, 2024 08:02 PM
I'm really glad to hear you found my support helpful, Shayla! Home builds can definitely be a challenge, and I'm happy I was able to provide some advice that made the process smoother for you. I appreciate your kind feedback and 5-star rating....
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Michael O'Nan has received a review with 5 star rating from Sarah C
Reply from Michael O'Nan
February 6th, 2025 05:36 PM
Wow, Sarah, a 5-star review! I truly appreciate you taking the time to share your experience. I hope to work with you again soon.
Great communication.
Reply from Michael O'Nan
February 6th, 2025 05:35 PM
Jackson, thanks so much for the kind words! I really appreciate you taking the time to leave a review. I always try my best to keep communication clear and efficient, so it's rewarding to hear that it's appreciated. Hope to work with you again...
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Michael and his team was available immediately for any clarifications. They were super fast on processing the loan.
Reply from Michael O'Nan
February 6th, 2025 05:37 PM
Senthil, thanks so much for the kind words! I appreciate you taking the time to share your experience. We enjoyed working with you!
Communication skills were excellent.
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About
Generate Mortgage powered by Affinity Home Lending, LLC provides thoughtful home financing guidance for clients purchasing, renovating, building or refinancing a home. Our team begins by understanding each client’s goals, timing, property and complete financial picture. We then compare available financing structures, explain the tradeoffs clearly and coordinate the details from early planning through closing. Our goal is to help every client make an informed decision and move forward with confidence.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Non-QM
DSCR Loans
Mortgage for Foreign Nationals
Bank Statement Mortgages
Specialities
Mortgage Consultations
Residential financing for purchasing, refinancing and building new and existing homes
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Positions
- Generate Mortgage powered by Affinity Home Lending, LLC - PresidentJun 1st, 2024 - Current
- First Community Mortgage - Branch ManagerFeb 1st, 2021 - Jun 1st, 2024
Memberships
- National Association of Mortgage Brokers
- Greater Atlanta Home Builders Association
- National Mortgage License Registery
Addresses and Serving Areas
Primary Serving Area
Year Started
2024
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1181151
Hobbies
- golf
- Running
- Travelling
Disclaimer
Generate Mortgage. All rights reserved. NMLS ID #1181151 (For licensing information, go to: www.nmlsconsumeraccess.org). Additional information available at www.generatemtg.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.