Michael O'Nan
Founder & President | NMLS #157474
Generate Mortgage provides thoughtful home financing guidance for clients purchasing, renovating, building or refinancing a home. Our team begins by understanding each client’s goals, timing, property and complete financial picture. We then... Show More
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Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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Reviews from Web
Mike is wonderful to work with and we appreciate all he does for us. He spends so much extra time with us helping get the right first mortgage and I would give him an A plus for all of his efforts over the last 15 years.
I have just finalized the purchase of my house, and Michael was instrumental in assisting with every aspect of the process. As this was my first time purchasing a property, he made the experience remarkably straightforward and provided excellent...
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I’ve known Michael for over 10 years. He helped me buy my home, and from the very beginning to the end of the process, he was always there. He explained every step I needed to take and made the entire journey clear and manageable.His professionalism...
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Exceptional Service and Support!I cannot recommend Michael highly enough! He truly went above and beyond in helping me secure the financing I needed to buy my house. From the very beginning, he took the time to understand my needs and provided...
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After a period of time of affordable rates, buying a home now is daunting— but Michael O’Nan put my mind at ease. He brings forth all options, drawing on his experience and leveraging different mixes of programs. He thinks past the initial...
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Mike and his team were great to work with on our recent purchase. We were buying from out of state, which complicated things, but he walked us through every step of the process. We highly recommend Generate Mortgage and would most definitely...
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Generate Mortgage made the refinance process incredibly smooth and stress-free. Michael was absolutely the best — he walked me through every step, found me the best rate, and made sure I understood all my options. I’ll always use him for any...
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My husband and I are first time home buyers, and Michael O’nan had our backs from the very beginning. We were able to have complete transparency with him regarding our financial situation and what we were hoping to receive from this experience....
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Mike and his team made a simple refi simple…. From document collection to closing his team really made the process smooth
Very professional, helpful, honest, supportive, and resourceful, Michael and Generate Mortgage knock it out of the park every time! They have their clients' best interests at heart every moment of the process as they find the best products,...
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Reply from Michael O'Nan
October 28th, 2025 04:52 PM
Thanks so much for the kind words — that really means a lot!
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About
Generate Mortgage provides thoughtful home financing guidance for clients purchasing, renovating, building or refinancing a home. Our team begins by understanding each client’s goals, timing, property and complete financial picture. We then compare available financing structures, explain the tradeoffs clearly and coordinate the details from early planning through closing. Our goal is to help every client make an informed decision and move forward with confidence.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Non-QM
DSCR Loans
Mortgage for Foreign Nationals
Bank Statement Mortgages
Specialities
Mortgage Consultations
Residential financing for purchasing, refinancing and building new and existing homes
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Positions
- Generate Mortgage - PresidentJun 1st, 2024 - Current
- First Community Mortgage - Branch ManagerFeb 1st, 2021 - Jun 1st, 2024
Memberships
- National Association of Mortgage Brokers
- Greater Atlanta Home Builders Association
- National Mortgage License Registery
Year Started
2024
Time Zone
Eastern Standard Time (EST)
Hobbies
- golf
- Running
- Travelling
Disclaimer
Generate Mortgage. All rights reserved. NMLS ID #1181151 (For licensing information, go to: www.nmlsconsumeraccess.org). Additional information available at www.generatemtg.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.