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Mike McIntosh - Loan Originator - NMLS# 234196 in Oak Harbor, WA

Mike McIntosh

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Loan Originator - NMLS# 234196

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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8 AM to 5 PM
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closed
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Reviews from Web
  • Encompass
    A
    Antoinette N
    Roseville, CA
    Posted on November 12th, 2026 02:32 PM
    Mike was amazing throughout the entire process of purchasing our first home. From start to finish, he made sure we were informed, educated, and comfortable with every decision. He took the time to explain each step, clearly lay out our options,...
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  • Encompass
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    Alexander N
    Roseville, CA
    Posted on November 5th, 2026 05:36 PM
    Mike was absolutely incredible to work with from start to finish. As first-time homebuyers, we went into this process excited, but also knowing there was so much we did not understand. Mike made what could have been an overwhelming and stressful...
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    Reply from Mike McIntosh
    November 5th, 2026 06:05 PM
    Alex,Thank you so much for taking the time to write this. Reading it genuinely made my day.Buying your first home is one of the biggest steps a family ever takes, and I’ve always believed my job is to educate first so you can make every decision...
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    Emmanuel A
    Reno, NV
    Posted on July 21st, 2026 05:13 AM
    Mike was very professional and went above and beyond in getting me into my first home. He took his time explaining things and made the point to educate me through the process.
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    Jerold K
    Penryn, CA
    Posted on March 10th, 2026 09:26 PM
    We enjoyed working with Mike. He is very professional and has great communication. All in all a very stress free experience.
    Reply from Mike McIntosh
    October 14th, 2026 06:32 PM
    Hi Jerry and Charmi, thank you for your kind words. I want to thank you for entrusting me with your real estate financing needs over the last 20 years. I appreciate your loyalty and it has always a pleasure working with you. I will continue...
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    Carrie M
    Penryn, CA
    Posted on March 10th, 2026 06:12 PM
    Michael was very easy to work with. He is a great communicator and very responsive.
    Reply from Mike McIntosh
    October 14th, 2026 06:32 PM
    Thank you for your kind words, Carrie. It was a pleasure working with you, Jerry and Charmi. I look forward to working with you and your clients in the future! Warmest regards, Mike
  • Encompass
    R
    Ronald D F
    ROSEVILLE, CA
    Posted on February 19th, 2026 01:53 PM
    Mike did a great job in keeping us informed and on track for our loan needs. Thank You Mike Ron Fischer
    Reply from Mike McIntosh
    October 14th, 2026 06:32 PM
    Hi Ron, thank you for your kind words.I think that this was my eighth opportunity to work with you and Marci, and it is always a pleasure.Please do not hesitate to call if you have any questions or additional needs.As always, I'll monitor your...
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    Justin L
    Roseville, CA
    Posted on November 27th, 2025 11:31 PM
    Mike was amazing throughout the entire process super communicative, answered all of our questions and concerns . Guided us the entire way It couldn't have gone better would fullly recommend .
    Reply from Mike McIntosh
    October 14th, 2026 06:32 PM
    Hi Justin, I'm humbled by your kind words. It was a pleasure working with you and Kelsey again, your repeat business and referrals are the greatest compliments that I could receive. I will continue to monitor your mortgage and alert you as...
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  • Encompass
    S
    Stacy H
    Auburn, CA
    Posted on November 10th, 2025 05:07 PM
    Mike is amazing. He assisted us through every small detail and explained everything so that we fully understood the process. He consistently checked in and continuously provided us with information as things changed and moved forward. We appreciate...
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    Reply from Mike McIntosh
    October 14th, 2026 06:32 PM
    Hi Stacy,Thank you for your kind words, they are truly humbling.The opportunity to work with you and Jason is the greatest compliment that I can receive.As always, I will continue to monitor your mortgage into the future, and please do not...
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    Deborah B
    Auburn, CA
    Posted on November 10th, 2025 04:00 PM
    Great communication Mike is knowledgeable, personable and supportive throughout the process
    Reply from Mike McIntosh
    October 14th, 2026 06:32 PM
    Hi Debi, Thank you for your kind words. It was my pleasure working with you again and I look forward to our next opportunity to work together. Warmest regards, Mike
  • Encompass
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    Shannon S
    Chico, CA
    Posted on October 28th, 2025 02:11 PM
    Mike was fantastic to work with!
    Reply from Mike McIntosh
    October 14th, 2026 06:32 PM
    Hi Shannon,Thank you for your kind words.It was a pleasure to work with you again; your trust is the greatest compliment that I can receive.As always, I will monitor your mortgage and stay in touch, and please reach out if I can be of any further...
    read more
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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