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Michael McDermott
Mortgage Loan Originator | NMLS 184065


Arizona State University
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-ou... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
9 AM to 5 PM(Open now)
Sun
11 AM to 5 PM
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Reviews from Web
Mike and his team got us into the perfect hone for the perfect price. We had no difficulties along the way and it made very easy for me to understand as a first-time home buyer.
Im really happy this went so well. My husband and the team here did most of the paperwork and what not and it was all so nice , organized and friendly. I thought this was going to suck and be really hard to deal with but i cant wait to have...
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2nd time working with Mike & Julissa over at Bay Equity and they make the home buying experience so seamless. They are very pleasant & easy to work with. Very quick response times when questions arise and have a wealth of knowledge when it...
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Mike and his team were exceptional from day one till closing day. Throughout the process, his team made sure we were notified of each mile stone and what they all meant. Mike and his team gave us an aggressive interest rate and closing costs...
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From the beginning of my interaction with Mike and his team, I was informed of and guided through the various steps needed to complete each phase of the loan process in a professional way. I was encouraged and helped when I sought direction...
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Mike and his team are second to none. The communication is top notch, program options are plentiful, and service is never lacking. Loved the process so much I'm going to have him refinance two homes for me this year, too!
We worked with Michael and his teams whom tried to make the process as easy as possible. Of Course there were some curve balls that we had to deal with due to underwriters and the government (because they are so smart and know whats good for...
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The McDermott team made refinancing extremely easy and stress-free. I highly recommend the McDermott team to anyone who is looking to refinance! They are always available to answer questions at all times of the day!
The McDermott team made getting a loan super easy! They are always ready to answer any questions at all times of the day. I cannot recommend them enough!
The whole process was smooth and easy to follow. They were in constant contact with me all the way through. Thanks Team !!!
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About
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-out, DSCR, and renovation files for homeowners and Realtors. Licensed in Arizona, California, Colorado, Idaho, Illinois, Kansas, Michigan, Missouri, Montana, and Texas. NMLS 184065. Originating since 2002.
Products & Services
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
First-Time Homebuyers
VA, FHA, USDA Loans
Conventional & Jumbo
Purchase & Refinance
Renovation & Construction
Responsive Communication
Realtor Partnerships
Complex Loan Scenarios
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Education
- Arizona State UniversityBiology/Biological SciencesAug 2001 -Dec 2013

Positions
- Nexa Lending - The McDermott Team - Mortgage Loan OriginatorMar 2nd, 2026 - Current
Memberships
- National Association of Mortgage Brokers (NAMB)
- Arizona Mortgage Lenders Association
- Certified Mortgage Planning Specialist (CMPS)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 184065
Gallery




Awards
MPA Young Gun
Top 1% Loan Origin...
Achievements
- Top 1% Originator for 10+ Years
- 2015 Mortgage Professional America Young Guns Award
Hobbies
- Hiking Arizona Trails
- Hiking Rocky Mountain 14ers
- Fitness & Outdoor Adventures
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Disclaimer
Compliance & Licensing Information:
Equal Housing Lender | NMLS ID #1660690
NEXA Mortgage, LLC | AZMB #0944059
Corporate Office: 5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212
For Advertisement Purposes Only. This is not a commitment to lend.
Legal Disclosures, Licensing & Website Disclaimer: https://nexamortgage.com/disclaimer/
Privacy policy: https://nexamortgage.com/privacy-policy/
For licensing information, go to http://nmlsconsumeraccess.org/