Top 5%
Michael McDermott
Mortgage Loan Originator | NMLS 184065
Arizona State University
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-ou... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
9 AM to 5 PM
Sun
11 AM to 5 PM
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Reviews from Web
The McDermott Team was very professional and available to answer any questions, at any time. The staff was always courteous and patient. I know that I asked the same questions many times and they were answered every time. Julissa thoroughly...
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Reply from The McDermott Team
March 7th, 2026 06:24 AM
Thank you, Dorothy, for taking the time to share your positive experience with the McDermott Team at Bay Equity Home Loans. We are delighted to hear that our team was able to assist you effectively and ensure your comfort throughout the entire...
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Bay Equity informed us of each step of the buying process every step of the way. But what impressed us the most was the timely response of answers to our questions. Not only were we impressed but our agent was impressed as well as it was her...
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Just okay is my rating.
Bay Equity's friendly team informing us every step of the process in conjunction with the timely responses to our questions is what made this experience awesome!!! Our agent was even impressed and loved working with the Bay Equity team, as...
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Reply from The McDermott Team
March 7th, 2026 06:24 AM
Hello Kerry! We're overjoyed to hear about your positive experience with us and the glowing feedback you've shared. Your kind words have truly made our day! We strive to keep our clients informed and comfortable throughout the process, and...
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Our experience was amazing! They walked us through every step and answered every question we had. Thank you!
Reply from The McDermott Team
March 7th, 2026 06:24 AM
We're ecstatic to hear that you had an amazing experience with The McDermott Team at Bay Equity Home Loans, Crystal! We pride ourselves on our customer service and we're pleased to know that we guided you seamlessly through this process and...
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The communication throughout the entire process was amazing!
Reply from The McDermott Team
March 7th, 2026 06:24 AM
We are truly pleased to hear that you had a great experience with us, Sanda. Your feedback is highly appreciated and will help us to improve our ability to serve you and other users of Bay Equity Home Loans. Your satisfaction is our priority...
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Mike and the BE team are proactive, professional, knowledgeable, and help my clients understand the process and their options in ways that make sense. Being proactive is the only way to operate in the real estate and mortgage biz.
Excellent communication
Reply from The McDermott Team
March 7th, 2026 06:24 AM
We're thrilled to hear that you had a positive experience with our team, Gary! We pride ourselves on our communication, and it's wonderful to know you found us excellent in this regard. Thank you for choosing The McDermott Team at Bay Equity...
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Its nice to come across another work family, that brings a predictive and progressive flow, to such an important and most of the time large transaction, Thank you too all involved, Happy New Year's..
Reply from The McDermott Team
March 7th, 2026 06:24 AM
We're thrilled to hear such positive feedback, Peter! It's always wonderful to know that our efforts to provide a predictive and progressive flow are appreciated, especially during important transactions. Your kind words truly encapsulate the...
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Please see 5-Star review submitted on 12/9/23, titled, Made Our Dream Home Possible.
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About
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-out, DSCR, and renovation files for homeowners and Realtors. Licensed in Arizona, California, Colorado, Idaho, Illinois, Kansas, Michigan, Missouri, Montana, and Texas. NMLS 184065. Originating since 2002.
Products & Services
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
First-Time Homebuyers
VA, FHA, USDA Loans
Conventional & Jumbo
Purchase & Refinance
Renovation & Construction
Responsive Communication
Realtor Partnerships
Complex Loan Scenarios
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Education
- Arizona State UniversityBiology/Biological SciencesAug 2001 -Dec 2013
Positions
- Nexa Lending - The McDermott Team - Mortgage Loan OriginatorMar 2nd, 2026 - Current
Memberships
- National Association of Mortgage Brokers (NAMB)
- Arizona Mortgage Lenders Association
- Certified Mortgage Planning Specialist (CMPS)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 184065
Gallery
Awards
MPA Young Gun
Top 1% Loan Origin...
Achievements
- Top 1% Originator for 10+ Years
- 2015 Mortgage Professional America Young Guns Award
Hobbies
- Hiking Arizona Trails
- Hiking Rocky Mountain 14ers
- Fitness & Outdoor Adventures
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Disclaimer
Compliance & Licensing Information:
Equal Housing Lender | NMLS ID #1660690
NEXA Mortgage, LLC | AZMB #0944059
Corporate Office: 5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212
For Advertisement Purposes Only. This is not a commitment to lend.
Legal Disclosures, Licensing & Website Disclaimer: https://nexamortgage.com/disclaimer/
Privacy policy: https://nexamortgage.com/privacy-policy/
For licensing information, go to http://nmlsconsumeraccess.org/