Michael Malakhov
Branch Manager
The University of Tennessee at Chattanooga
Michael Malakhov is a Mortgage Loan Officer and Branch Manager with Crown Home Mortgage, helping homebuyers, homeowners, and real estate investors since 2018. A Finance graduate of the University of Tennessee at Chattanooga, Michael special... Show More
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Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
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closed
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Fully committed to getting everything done well, quick & cost affective
Reply from Michael Malakhov
January 19th, 2026 08:13 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Heidi W
Athens, TN
Posted on December 25th, 2025 01:35 PM
Thank you, Micahel Malakhov for a swift, seamless transaction! I still cannot believe you were able to get Caleb S into his new home before Christmas. That was truly amazing! You (and your team) rolled your sleeves up and got to work when I...
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Reply from Michael Malakhov
January 1st, 2026 01:37 PM
Heidi, it’s great to know that you and Caleb had such a positive experience with the transaction process. I'm really pleased we could achieve the timeline and help Caleb wake up in his new home on Christmas morning. Your collaboration was important,...
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Michael Malahkhov was fantastic to work with! He (and his team) closed my first time home buyers in 2 1/2 weeks! I couldn't believe it. My (our) clients wanted to be in by Christmas day, and Michael made their dream come true. Micheal communicated...
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Michael and his team were spectacular to work with; above and beyond communication, exploration of different options and time efficient to the point where, even after being presented with a crazy deadline on our part, they were able to get...
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Thank you Michael Malakhov with Crown Home Mortgage for a quick (super quick) closing for my first time home buyer's! I was not expecting for my client's to get in before Christmas but you (and your team) made it happen! Realtor Heidi (Remax...
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Crown Home Mortgage - Cleveland has received a review with 5 star rating from Natthanee H
Michael and Ellie did a great job with our loan process. They were very helpful, responsive, and made everything easy to understand. We really appreciated their guidance and support throughout the entire process. Highly recommend!
Micheal and his team did a great job ! help ups through the whole process thank you
Reply from Michael Malakhov
December 22nd, 2025 03:32 PM
I enjoyed working with you. Thank you for the great feedback.
Excellent experience. Thanks Michael!
Communication was excellent, rate was very good. Jeffrey was quick to respond with any questions my client or myself had along the way. Very pleased with how streamline the process was.
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About
Michael Malakhov is a Mortgage Loan Officer and Branch Manager with Crown Home Mortgage, helping homebuyers, homeowners, and real estate investors since 2018. A Finance graduate of the University of Tennessee at Chattanooga, Michael specializes in Conventional, FHA, VA, USDA, Jumbo, HELOC, Reverse Mortgage, Bank Statement, DSCR, Non-QM, and Down Payment Assistance programs. Known for clear communication, responsiveness, and a straightforward approach, he helps clients find financing solutions that fit their goals while making the mortgage process as smooth as possible. Michael proudly serves Southeast Tennessee and surrounding markets.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Fixed Rate Mortgages
USDA Loans
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Home Equity Loan
Bank Statement Loans
Specialities
Conventional
FHA
VA (Veteran Affairs)
USDA
Reverse Mortgage
Bank Statement
DSCR (Debt Service Coverage Ratio)
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Education
- The University of Tennessee at ChattanoogaBachelors in FinanceAug 2016 -Dec 2018
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- Tennessee
- Georgia
- Alabama
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Hobbies
- Cornhole
- Hiking
- Piano
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.