Michael Malakhov
Branch Manager
The University of Tennessee at Chattanooga
A proud UTC grad with a Finance degree, I found my passion in the mortgage industry and have since helped hundreds achieve homeownership. As a longtime local, I’m committed to guiding my community through the home loan process with clarity ...... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Michael and his team did a fantastic job helping get this transaction to the closing table . I look forward to working with him in the future!
Michael Malakhov is excellent in what he does. I loved the immediate response, communication.Initial Loan Estimate matched my final closing costs without surprises. Michael made this process stress-free for me, overall great experience. Thank...
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He was so helpful and when we had questions about something he helped us navigate through it in a timely manner. Him and his team are 5 star to work with and one of our realtor friends referred us to him. When we started this journey we did...
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Michael is great at communication. It was a great experience working with Michael.
Reply from Michael Malakhov
June 22nd, 2026 01:29 PM
Dottie, I appreciate your kind words about my communication skills. I'm glad to hear that you had a great experience working with me.
Excellent work, do everything on time . Thank you.
Reply from Michael Malakhov
June 15th, 2026 01:13 PM
It was great working with you! Thanks again for putting your trust in us.
Michael did a great job, getting us closed on time and without any issues!
Reply from Michael Malakhov
June 11th, 2026 06:22 PM
Tate, I'm pleased to hear that everything went smoothly and we were able to close on time. Thank you for your kind words and for trusting me with the process.
Very responsive. If he didn't have an answer he would go out of his way to find out and get an answer for you .
Reply from Michael Malakhov
June 8th, 2026 01:40 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
I’ve have worked with Michael on multiple transactions, and he consistently exceeds expectations. He is extremely communicative, keeps all parties informed throughout the lending process, and is always available to answer questions. His professionalism,...
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Provide a list of required documents in advance to avoid delays.
Avoid unnecessary questions like, "Why was your company open in another state?"
Finish what you started.
Reply from Michael Malakhov
May 29th, 2026 03:33 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Always such a pleasure working as the realtor alongside Michael, he will always help my buyers to the finish line!
Reply from Michael Malakhov
May 12th, 2026 06:31 PM
Yuliya, it's always a pleasure working with you as well. I'm grateful for the trust you place in me to help your buyers reach the finish line. Looking forward to many more successful collaborations together!
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About
A proud UTC grad with a Finance degree, I found my passion in the mortgage industry and have since helped hundreds achieve homeownership. As a longtime local, I’m committed to guiding my community through the home loan process with clarity and care. With expertise in FHA, VA, Conventional, USDA, Non-QM, state grants, and first-time buyer programs, I work to find the best solution for each client. Beyond the numbers, I aim to make buying a home smooth, stress-free, and rewarding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Fixed Rate Mortgages
USDA Loans
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Home Equity Loan
Bank Statement Loans
Specialities
Conventional
FHA
VA (Veteran Affairs)
USDA
Reverse Mortgage
Bank Statement
DSCR (Debt Service Coverage Ratio)
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Education
- The University of Tennessee at ChattanoogaBachelors in FinanceAug 2016 -Dec 2018
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- Tennessee
- Georgia
- Alabama
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Hobbies
- Cornhole
- Hiking
- Piano
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A ABSOLUTE, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License #ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License # 20244695LB; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.