Michael Malakhov
Branch Manager
The University of Tennessee at Chattanooga
A proud UTC grad with a Finance degree, I found my passion in the mortgage industry and have since helped hundreds achieve homeownership. As a longtime local, I’m committed to guiding my community through the home loan process with clarity ...... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Very responsive. If he didn't have an answer he would go out of his way to find out and get an answer for you .
I’ve have worked with Michael on multiple transactions, and he consistently exceeds expectations. He is extremely communicative, keeps all parties informed throughout the lending process, and is always available to answer questions. His professionalism,...
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Provide a list of required documents in advance to avoid delays.
Avoid unnecessary questions like, "Why was your company open in another state?"
Finish what you started.
Reply from Michael Malakhov
May 29th, 2026 03:33 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Always such a pleasure working as the realtor alongside Michael, he will always help my buyers to the finish line!
Reply from Michael Malakhov
May 12th, 2026 06:31 PM
Yuliya, it's always a pleasure working with you as well. I'm grateful for the trust you place in me to help your buyers reach the finish line. Looking forward to many more successful collaborations together!
I recently closed a transaction with Crown Home Mortgage and was incredibly impressed. As a real estate agent, I rely on lenders to be proactive and communicative, and Michael exceeded expectations. They kept me, and the buyers, in the loop...
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Reply from Michael Malakhov
May 7th, 2026 05:35 PM
Olena, I'm glad to hear that you were impressed with our service during the transaction. It's important to me to maintain clear communication and ensure a smooth process for everyone involved. Your recommendation means a lot, and I appreciate...
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Everything went great.
Reply from Michael Malakhov
April 13th, 2026 01:13 PM
It was great working with you! Thanks again for putting your trust in us.
Really easy to work with , really good communication overall really enjoyed working with Michael. Would recommend
Reply from Michael Malakhov
April 3rd, 2026 01:06 PM
I enjoyed working with you. Thank you for the great feedback.
We had a unique situation but Michael still made everything so clear and easy. We are very grateful for this team! We would 100% recommend to all.
Reply from Michael Malakhov
March 9th, 2026 01:36 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
We are so happy to have a new home and so grateful for a smooth and quick process. Everyone was so responsive, kind, and thorough!
Reply from Michael Malakhov
January 26th, 2026 02:05 PM
It was great working with you! Thanks again for putting your trust in us.
Fully committed to getting everything done well, quick & cost affective
Reply from Michael Malakhov
January 19th, 2026 08:13 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
A proud UTC grad with a Finance degree, I found my passion in the mortgage industry and have since helped hundreds achieve homeownership. As a longtime local, I’m committed to guiding my community through the home loan process with clarity and care. With expertise in FHA, VA, Conventional, USDA, Non-QM, state grants, and first-time buyer programs, I work to find the best solution for each client. Beyond the numbers, I aim to make buying a home smooth, stress-free, and rewarding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Fixed Rate Mortgages
USDA Loans
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Home Equity Loan
Bank Statement Loans
Specialities
Conventional
FHA
VA (Veteran Affairs)
USDA
Reverse Mortgage
Bank Statement
DSCR (Debt Service Coverage Ratio)
Search Rank ScoreLearn More →
220
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Education
- The University of Tennessee at ChattanoogaBachelors in FinanceAug 2016 -Dec 2018
Addresses and Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- Tennessee
- Georgia
- Alabama
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Hobbies
- Cornhole
- Hiking
- Piano
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A ABSOLUTE, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License #ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License # 20244695LB; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.