

Michael Joy - Movement Mortgage
Retirement Mortgage Professional

Get quick and accurate financial advice when you are buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and I am committed to providing you customer service th... Show More
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Excellent education and direction.
Reply from Michael Joy - Movement Mortgage
November 18th, 2025 03:31 PM
Thank you. We'll stay in touch longer term to plan in conjunction with your financial advisor. I'm excited for you to realize the benefits of having a reverse mortgage. Congratulations!
Michael and his team kept me updated weekley weekly sometimes daily, answered all my questions , made the process easy for me all the way up to the signing, where the notary came to my home st the time I needed him. Michael worked quickly to...
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Reply from Michael Joy - Movement Mortgage
November 18th, 2025 03:31 PM
Thank you very much for your positive review, Shelly. We're very grateful you allowed us to help you make such a meaningful and positive change to your retirement. It was an absolute pleasure working with you. Congratulations!
Michael Joy, good communication, good trouble shooting, and kind demeanor.
Reply from Michael Joy - Movement Mortgage
November 18th, 2025 03:31 PM
Thank you, Mitch. It was a pleasure working with you and I'm excited for you to realize the benefits of having a reverse mortgage. We'll be sure to stay in touch.
Courteous and knowlegable. Processed quickly.
Reply from Michael Joy - Movement Mortgage
November 18th, 2025 03:31 PM
Thank you, Kathleen. It was a pleasure working with you.
Professional, explained everything in detail, had to explain a couple of times because I had never done a reverse mortage before. After that I was ready and followed through with my part. It was an easy transition.
Reply from Michael Joy - Movement Mortgage
November 18th, 2025 03:31 PM
It was a pleasure working with you Leegh and congratulations on vastly improving your retirement! I'll be here for you moving forward for any questions and support.
If he had been close enough to be in person at closing ect
Reply from Michael Joy - Movement Mortgage
November 18th, 2025 03:31 PM
Congratulations Donna on the massive improvement you have made to your retirement! While attending the loan closing in person wasn't a reasonable option, please know that I'm just a call, text or e-mail away. I'll be here for you moving forward...
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Michael was very knowledgeable and patient. He even took the time to stop by my home when he was in town. He was also very responsive. I appreciated working with him.
Reply from Michael Joy - Movement Mortgage
November 18th, 2025 03:31 PM
Thank you so much Karen. Please know that I'm just a call, text or e-mail away if you ever have any ongoing questions. It was an absolute pleasure working with you!
Way too many delays and requirements not known from the start.
Reply from Michael Joy - Movement Mortgage
November 18th, 2025 03:31 PM
The good AND sometimes bad thing about HECM loans is that they're insured by the FHA. FHA makes the rules that must be adhered to and as a lender we simply have to follow those rules. I do not and never will agree with a second appraisal ever...
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Communication was excellent, the process was explained clearly. The whole staff was very knowledgeable and questions were addressed quickly.
Reply from Michael Joy - Movement Mortgage
November 18th, 2025 03:31 PM
It was great working with you! I really appreciate your business and positive feedback.
Michael was very respectful, pleasant , and informative. He always took phone calls and answered my questions. He was a pleasure to work with.
Reply from Michael Joy - Movement Mortgage
November 18th, 2025 03:31 PM
It was an absolute pleasure working with you and your family Sharon. Please reach out anytime you have a question or concern, and let's be sure to stay in touch moving forward.
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About
Get quick and accurate financial advice when you are buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and I am committed to providing you customer service that exceeds your expectation.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
Specialities
Reverse Mortgage
Retirement Mortgage Planning
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Year Started
2008
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS_ID# 120763
- Licensed by DFPI under the CRMLA – (CA-DFPI120763)
Disclaimer

Movement Mortgage, LLC supports Equal Housing Opportunity.
©2025 "Movement Mortgage" is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company. 8024 Calvin Hall Rd, Indian Land, SC 29707,877-314-1499.
Movement Mortgage's Legal and Licensing Information
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Movement Mortgage, LLC is licensed by AL # 21022, AK # AK39179, AZ # 0918544, AR # 105002, CA Department of Business Oversight under the California Residential Mortgage Lending Act # 4131054, CO # 39179, CT # ML- 39179, DE # 012644, D.C. # MLB39179, FL # MLD1360, GA # 23002, HI # HI-39179 & MS205, ID # MBL-8027 & RRL-9397, IL # MB.6760898, IN # 18121, IA # 2013-0023 & 88883410, KS# MC.0025343, KY #MC85066, LA, ME # 39179, MD # 19094, MA Broker & Lender # MC39179, MI # FR0021343 & SR0020189, MN # MN-MO-39179, MS# 39179, MO # 18-2096, MT # 39179, NE, NV # 3401, NH # 20985-MB, Licensed by the N.J. Department of Banking and Insurance, NM, Licensed Mortgage Banker-NYS Banking Dept. #B500997 & B501039, NC # L-142670, ND # MB103223, OH # RM.804187.000, OK # ML002646, OR # ML-5081 & MS-37, PA # 34374, Rhode Island Licensed Lender, Broker and Servicer 20153194LL & 20153195LB & 20153196LS, SC # MLS - 39179, SD # ML.05007, TN # 112748, TX, UT # 7773921, VT # 6862, 39179-1 & 1288 MB, VA # MC-5112, WA # CL-39179, WI # 39179BA & 39179BR, WV # MB-32019 & ML-32020, WY # 3104 & SL-3790.Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.