

Michael Joy - Movement Mortgage
Retirement Mortgage Professional

Get quick and accurate financial advice when you are buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and I am committed to providing you customer service th... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Mike is very knowledgeable about the process and made the experience very easy .
Reply from Michael Joy
February 13th, 2026 04:12 PM
I'm so glad I could make your experience hassle-free! I look forward to staying connected, as it was a pleasure working with you.
Michael was wonderful in every aspect of the experience. However, the rest of the process was dissappointing. Communications did not go smoothly, mistakes were made and things that should have been taken care of up front did not occur and caused...
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Michael was great. After the loan left him someone dropped the ball.
Reply from Michael Joy
February 9th, 2026 04:06 PM
Your review means a lot to me! It was a pleasure working with you, and I would love to stay in touch.
By their nature, Home Equity Conversion Mortgage applications are not simple. But Michael, Bill, and the entire Movement Mortgage team made the process stress-free and comfortable. We highly recommend Movement Mortgage!
Great service
Reply from Michael Joy
January 19th, 2026 06:42 PM
Your review means a lot to me! It was a pleasure working with you, and I would love to stay in touch.
Great staff, communication, and responsiveness! However, I did feel that relevant amortization scenarios were lacking. Although I found a workable "what if" spreadsheet with a competitive lender and subsequently created my own, I cross my fingers...
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time was great
COMMUNICATION WAS VERY GOOD WITH MANY PEOPLE!!
Reply from Michael Joy
January 9th, 2026 05:58 PM
It was great working with you! I really appreciate your business and positive feedback.
Michael has the expertise and passion for his work. Helped me and educated me along the way. Two issues. Communication some gaps during the closing. Also my confidenal Appraisal was left outside in front of my basement door. That could of breached...
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ATTENTION to details and questions
Reply from Michael Joy
December 29th, 2025 09:17 PM
I really appreciate your positive feedback and look forward to staying connected!
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About
Get quick and accurate financial advice when you are buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and I am committed to providing you customer service that exceeds your expectation.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
Specialities
Reverse Mortgage
Retirement Mortgage Planning
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Year Started
2008
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS_ID# 120763
- Licensed by DFPI under the CRMLA – (CA-DFPI120763)
Disclaimer

Movement Mortgage, LLC supports Equal Housing Opportunity.
©2025 "Movement Mortgage" is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company. 8024 Calvin Hall Rd, Indian Land, SC 29707,877-314-1499.
Movement Mortgage's Legal and Licensing Information
Movement Mortgage's Privacy Policy
Movement Mortgage, LLC is licensed by AL # 21022, AK # AK39179, AZ # 0918544, AR # 105002, CA Department of Business Oversight under the California Residential Mortgage Lending Act # 4131054, CO # 39179, CT # ML- 39179, DE # 012644, D.C. # MLB39179, FL # MLD1360, GA # 23002, HI # HI-39179 & MS205, ID # MBL-8027 & RRL-9397, IL # MB.6760898, IN # 18121, IA # 2013-0023 & 88883410, KS# MC.0025343, KY #MC85066, LA, ME # 39179, MD # 19094, MA Broker & Lender # MC39179, MI # FR0021343 & SR0020189, MN # MN-MO-39179, MS# 39179, MO # 18-2096, MT # 39179, NE, NV # 3401, NH # 20985-MB, Licensed by the N.J. Department of Banking and Insurance, NM, Licensed Mortgage Banker-NYS Banking Dept. #B500997 & B501039, NC # L-142670, ND # MB103223, OH # RM.804187.000, OK # ML002646, OR # ML-5081 & MS-37, PA # 34374, Rhode Island Licensed Lender, Broker and Servicer 20153194LL & 20153195LB & 20153196LS, SC # MLS - 39179, SD # ML.05007, TN # 112748, TX, UT # 7773921, VT # 6862, 39179-1 & 1288 MB, VA # MC-5112, WA # CL-39179, WI # 39179BA & 39179BR, WV # MB-32019 & ML-32020, WY # 3104 & SL-3790.Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.