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Michael Hall at Waterstone Mortgage NMLS #210073 - Loan Originator in Santa Fe, NM
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Michael Hall at Waterstone Mortgage NMLS #210...

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With 16 years in the mortgage industry, Michael Hall is dedicated to making home financing simple and stress-free. His strong communication skills ensure clients close on time, every time. Licensed to originate nationally, he specializes in... Show More
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  • Encompass
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    Kevin D M
    Santa Fe, NM
    Posted on February 27th, 2026 02:34 PM
    Michael Hall is the best in the business!!!
    Reply from Michael Hall at Waterstone Mortgage...
    February 27th, 2026 04:41 PM
    Kevin thank you for the kind words Sir, I enjoy serving our clients with red carpet service. Thank you for the five stars it is greatly appreciated !!
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    Alison W
    Albuquerque, NM
    Posted on February 24th, 2026 05:05 PM
    Michael made the process easy, and communicated clearly what was happening at every stage.
    Reply from Michael Hall at Waterstone Mortgage...
    February 24th, 2026 05:20 PM
    Alison, thank you so much for the review, this can be a daunting process and I am glad we made it a fluid transaction for you. I am always here for any of your mortgage needs and questions. Thank you again for being such a wonderful client....
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    Christopher R
    Santa Fe, NM
    Posted on February 21st, 2026 04:20 PM
    friedly, easy to understand, reliable and focused on what was best for me
    Reply from Michael Hall at Waterstone Mortgage...
    February 23rd, 2026 04:18 PM
    Christopher, it was an honor to serve you with this transition to the land of enchantment. We are waiting for you sir. :)
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    Jens B
    Posted on February 18th, 2026 01:45 AM
    Michael Hall at Waterstone Mortgage NMLS #210073 has received a review with 5 star rating from Jens B
    Reply from Owner
    February 23rd, 2026 08:31 PM
    Jens, I just want to say thank you for allowing me to be the one to arrange the financing of your new home for you, Madison and the newest addition to the family. :) It was an honor to serve.
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    Ryan B
    Albuquerque, NM
    Posted on February 18th, 2026 01:45 AM
    All good thank you so much
    Reply from Michael Hall at Waterstone Mortgage...
    February 23rd, 2026 08:33 PM
    Ryan, let me know when the resident of the family arrives, I am so excited you have your own home now.
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    Melanie M
    Albuquerque, NM
    Posted on January 16th, 2026 04:30 AM
    Michael was extremely informatiive, always available, kind, and easy to work with. He made the process easy for me and not sure what I would have done without his assistance. I'm grateful for his guidance. Thank you.
    Reply from Michael Hall
    January 23rd, 2026 09:45 PM
    It's heartening to read about your positive experience, Melanie. I aim to provide clear and helpful support throughout the process, so I'm glad to know it made things easier for you. Your gratitude is appreciated, and if there's anything further...
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    Erica C
    Posted on December 6th, 2025 04:12 PM
    Michael Hall at Waterstone Mortgage NMLS #210073 has received a review with 5 star rating from Erica C
    Reply from Owner
    January 13th, 2026 10:22 PM
    I appreciate the excellent rating, Erica. Your feedback is valued, and I look forward to continuing to provide you with quality service. If you ever have any questions or need further assistance, don't hesitate to reach out.
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    Erica C
    Land O Lakes, FL
    Posted on December 6th, 2025 04:12 PM
    This is the 2nd loan we have worked on with Michael Hall. We appreciate the time he has taken to authentically build a relationship with us. buying a home can be stressful, but Michael made it a great experience. He was patient, detailed and...
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    Reply from Michael Hall
    December 15th, 2025 03:45 PM
    I'm grateful for your continued trust in my services for the second time. I'm pleased to know that the effort to build a genuine relationship helped make your home buying experience less stressful. Your kind words about my patience and attention...
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    Lalo S C
    Land O Lakes, FL
    Posted on December 6th, 2025 02:42 PM
    Michael went above and beyond helping my family. Michael is easy to communicate with and always has a good attitude. Can't wait to do more business with him!
    Reply from Michael Hall
    December 15th, 2025 06:11 PM
    I'm glad to hear that you and your family had a positive experience with my service, Lalo. I always strive to be approachable and maintain a positive attitude. Thank you for the opportunity to assist you, and I'm looking forward to working...
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    Gary R
    Posted on November 25th, 2025 02:11 PM
    Had a great experience going through this home purchase, Michael Hall was Professional every step of the way. Best costumer service that I have experienced in a long time. I will be referring family and friend's.
    Reply from Owner
    January 13th, 2026 10:24 PM
    Gary, it's encouraging to hear that your home purchase experience was positive and that you appreciated the professionalism and customer service along the way. Your intention to refer family and friends is truly valued. If any questions or...
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    About
    With 16 years in the mortgage industry, Michael Hall is dedicated to making home financing simple and stress-free. His strong communication skills ensure clients close on time, every time. Licensed to originate nationally, he specializes in Conventional, FHA, VA, USDA, and Jumbo Loans, serving the Salida, CO, area and beyond. Michael believes in making the most of every moment, why wait for the perfect time when you can start now? Outside of work, he enjoys hiking, mountain biking, and motorcycle riding. With Michael and Waterstone Mortgage, you’ll have expert guidance every step of the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Medical Professional Mortgages
    USDA Loans
    DSCR Loans
    Cash-Out Refinances
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • NMLS #210073

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS #210073
    Achievements
    • My Daughter
    Hobbies
    • Mountain Biking
    • Traveling
    • Motorcycle Racing
    • View All
    Disclaimer
    State of Illinois Licensee Exempt.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-100823.Arizona Mortgage Banker Branch License #1008596.New Mexico Mortgage Loan Company Branch License.State of Alabama Licensee Exempt.Oregon Mortgage Servicer Branch Licensee #1880742.Oregon Mortgage Lending Branch Licensee #1880742. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions