Michael Hall at Waterstone Mortgage NMLS #210073's Cover Image
Michael Hall at Waterstone Mortgage NMLS #210073 - Loan Originator in Santa Fe, NM
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Michael Hall at Waterstone Mortgage NMLS #210...

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With 16 years in the mortgage industry, Michael Hall is dedicated to making home financing simple and stress-free. His strong communication skills ensure clients close on time, every time. Licensed to originate nationally, he specializes in... Show More
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Reviews from Web
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    Kathy H
    Posted on September 2nd, 2026 12:34 PM
    Michael was fantastic to work with throughout my entire home-buying process. He was always responsive, knowledgeable, and incredibly helpful whenever I had questions about my loan or closing. He kept me informed every step of the way and made...
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    Reply from Owner
    September 2nd, 2026 04:39 PM
    Kathy, I'm grateful for your kind words and am pleased to hear that you had a positive experience with your home-buying process. It was my goal to make everything feel straightforward and stress-free for you. Thank you for recommending me,...
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    Kathy H
    Albuquerque, NM
    Posted on September 2nd, 2026 12:33 PM
    I had a wonderful experience working with Michael throughout the purchase of my home. He was incredibly knowledgeable, responsive, and always took the time to answer my questions and keep me informed throughout the process. I truly appreciated...
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    Reply from Michael Hall at Waterstone Mortgage...
    September 2nd, 2026 04:36 PM
    Kathy, thank you so much for the kind words, it was a pleasure and honor to serve you through this process. I know how overwhelming it can feel to navigate a home purchase because there is always a lot of moving parts, but you are the champ...
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    Kim P
    Posted on August 30th, 2026 10:37 PM
    Mike Hall with Waterstone Mortgage is top-notch not only does he communicate like a champ but he goes above & beyond for every buyer. Full trust in Mike!
    Reply from Owner
    August 31st, 2026 02:55 PM
    Kim, it's an honor to work with a true professional like you, and your clients tell me the same thing about you.
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    Kim A P
    Albuquerque, NM
    Posted on August 30th, 2026 10:35 PM
    Mike goes above and beyond the call of duty for me & my clients. He responds to text and calls immediately, works with all levels of buyers no matter their circumstances. Absolutely trust the Mike will do the very best he can for the buyers....
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    Reply from Michael Hall at Waterstone Mortgage...
    August 31st, 2026 02:59 PM
    Kim, not one but mutual clients have told me about the little and big things that you do for them. Things that no other real estate professional might take the time to do. This is what sets you apart from the norm.
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    Chandler L O
    Santa Fe, NM
    Posted on August 13th, 2026 03:49 PM
    Our mortgage was a very compicated situation working across 3 timezones and involving a virtual notary. Michael and the team worked together to resolve closing issues quickly and effectively.
    Reply from Michael Hall at Waterstone Mortgage...
    August 13th, 2026 03:59 PM
    Chandler, thank you for your kind words Sir, It was an honor to figure out how to make this happen while you are in a different country. Thank you for presenting me with such a challenge. Enjoy your new home and looking forward to your arrival...
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    Jackie P
    Posted on July 25th, 2026 04:07 PM
    Michael was very patient and communicative throughout the entire process. He advised me of what he felt was in my best interest with regards to refinancing my home. I will happily refer him to all of my family and friends for their purchasing...
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    Reply from Owner
    July 28th, 2026 01:29 AM
    Jackie, I'm grateful for your kind words and pleased to know that you found my advice helpful during your refinancing process. It's wonderful to hear that you're considering referring me to your family and friends. Thank you for your trust...
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    Jacqueline D P
    Edgewood, NM
    Posted on July 25th, 2026 04:06 PM
    Michael was very patient and communicative throughout the entire process. He advised me of what he felt was in my best interest with regards to refinancing my home. I will happily refer him to all of my family and friends for their purchasing...
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    Reply from Michael Hall at Waterstone Mortgage...
    July 26th, 2026 08:13 PM
    Jacqueline, thank you very much for allowing me to once more be a part of this transaction.It was an honor to serve you through this process.I appreciate your business and I am always here to assist with any and all mortgage needs. Michael...
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    Pat M
    Posted on July 20th, 2026 12:56 PM
    I would never hesitate to go to Michael Hall with Waterstone mortgage, when a home loan is needed. He was positive and explained everything in a professional manner. We couldn’t be happier in our new home thanks to him.
    Reply from Owner
    July 20th, 2026 02:48 PM
    Pat, what a pleasure and honor to serve your family with the purchase of your new home, and now you are part of my family. :)
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    Patricia E M
    Santa Fe, NM
    Posted on July 20th, 2026 12:47 PM
    Michael was so helpful and knowledgeable about our options and ways we could proceed with our loan. He made our life easier with his expertise!
    Reply from Michael Hall at Waterstone Mortgage...
    July 22nd, 2026 08:50 PM
    Patricia, I'm grateful for your kind words and am pleased to know that my expertise made a positive impact on your loan process. It's great to hear that I could help make things easier for you, and what a joy it has been serving your whole...
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    Emma K D
    Farmington, NM
    Posted on July 15th, 2026 01:42 PM
    Thank you so much for all you do :)
    Reply from Michael Hall at Waterstone Mortgage...
    July 15th, 2026 03:45 PM
    Emma, it's an honor to serve such a wonderful client like you!!
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    About
    With 16 years in the mortgage industry, Michael Hall is dedicated to making home financing simple and stress-free. His strong communication skills ensure clients close on time, every time. Licensed to originate nationally, he specializes in Conventional, FHA, VA, USDA, and Jumbo Loans, serving the Salida, CO, area and beyond. Michael believes in making the most of every moment, why wait for the perfect time when you can start now? Outside of work, he enjoys hiking, mountain biking, and motorcycle riding. With Michael and Waterstone Mortgage, you’ll have expert guidance every step of the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Medical Professional Mortgages
    USDA Loans
    DSCR Loans
    Cash-Out Refinances
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    Memberships
    • NMLS #210073

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS #210073
    Achievements
    • My Daughter
    Hobbies
    • Mountain Biking
    • Traveling
    • Motorcycle Racing
    • View All
    Disclaimer
    State of Illinois Licensee Exempt.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-100823.Arizona Mortgage Banker Branch License #1008596.New Mexico Mortgage Loan Company Branch License.State of Alabama Licensee Exempt.Oregon Mortgage Servicer Branch Licensee #1880742.Oregon Mortgage Lending Branch Licensee #1880742. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions