

Michael Goldberg
Mortgage Loan Originator | NMLS# 40184

We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, an... Show More
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It was a pleasure working with Michael. His transparency, knowledge, and efficiency really streamlined the process for my buyer client.
Reply from Owner
January 9th, 2026 10:01 AM
thank you Ricardo , it was a pleasure working you.
Michael Goldberg has received a review with 5 star rating from Pavel D L C
Reply from Owner
January 9th, 2026 10:01 AM
always a pleasure working with you
Michael Goldman was consistently a reliable source of information and assistance.
Reply from Michael Goldberg
October 9th, 2025 07:46 PM
I appreciate your kind words, Paul. It's great to know that I could provide the information and assistance you needed. If there's anything more I can help with in the future, please don't hesitate to reach out.
All communications were clear and timely. Michael was very patient and his staff was super detail oriented and made sure all was completed in a timely manner
Reply from Michael Goldberg
October 9th, 2025 07:47 PM
I appreciate your feedback, Yeou-Cheng. It's great to hear that the communication was clear and timely. I am glad that my patience and my team's attention to detail contributed to your experience. Should you have any further questions or need...
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It felt like the whole process was scammy to get me to sign. I was promised an interest rate that ended up not being accurate and caused me to go with this bank and end up with a worse interest rate then I would have gotten elsewhere. Communication...
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Luminate bank was incredibly help and made what was typically a long and difficult process quick and easy to complete. I cannot recommend luminate and their services enough
Reply from Michael Goldberg
October 9th, 2025 07:48 PM
I'm very pleased to hear that your experience with Luminate Bank was smooth and efficient, Evelyn. Making banking processes easier for clients is a key priority, and your feedback reassures me we're on the right track. If there's anything else...
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They gave us great service, answered all our questions quickly, very responsible, I highly recommend them 💯
Reply from Michael Goldberg
October 9th, 2025 07:48 PM
It's wonderful to hear that you had a positive experience with the service provided. I am glad I could assist with your questions promptly and responsibly. Your recommendation means a lot, and I'm here to help anytime you need.
Communication and response were on point.
Reply from Michael Goldberg
October 9th, 2025 07:51 PM
I appreciate your feedback, Genci. I'm glad to hear that the communication and response met your expectations. If there's ever anything more I can assist you with, please feel free to reach out.
Great experience
Reply from Michael Goldberg
October 9th, 2025 07:51 PM
I'm glad to hear that you had a positive experience, Xhoana. Thanks for taking the time to share your feedback. If you ever have any questions or need assistance, feel free to reach out.
Made easy
Reply from Michael Goldberg
October 9th, 2025 07:52 PM
I'm glad to hear that your experience was straightforward and uncomplicated, Juan. If there's anything else you need or have questions about, feel free to reach out. Thank you for your feedback.
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About
We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Central Standard Time (CST)
Licenses
- NMLS# 40184
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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