Michael Goldberg
Mortgage Loan Originator | NMLS# 40184
We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, an... Show More
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We couldn’t be happier with our experience working with Micheal from Luminate Bank! From start to finish, the entire process was smooth, transparent, and far less stressful than we expected. Every question my wife and I had was answered by...
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Reply from Owner
April 26th, 2026 05:04 PM
Thank you so much for the kind words, it was a pleasure working with you. Enjoy your new home 🍾
It was a pleasure working with Michael and his team. They were professional and courteous and made my home buying experience run smoothly. They were very quick to respond to any questions or concerns I might have had. I would definitely recommend...
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Reply from Owner
March 27th, 2026 06:59 PM
Thank you Frank ! Congratulations on your new home. It was a pleasure working with you.
Words cannot describe how much of a pleasure it was working with Michael and his team. They were professional, courteous and made my home buying experience the best it could be. I would definitely recommend Luminate to anyone who wants to buy...
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Michael was so great to work with! He was patient and thorough as he explained everything we needed to know about this entire process. I’d recommend him to anyone!
Reply from Owner
March 25th, 2026 11:12 PM
thank you Ronni ! it was a pleasure working with you :) congrats on your new home
If you are looking for a lender with great communication skills, knowledge and experience.. look no further than Mike. My buyers were so happy working with him because he made the process seamless. He always kept me updated along the way and...
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Reply from Owner
March 27th, 2026 06:59 PM
Thanks Gina , you’re a true pro
Michael is a very professional agent, very patient
and knowledgeabl, very kind. Happy to do business with him.
USE THEM! Our deal would have fallen through had they not saved it!!!
Reply from Owner
March 27th, 2026 07:00 PM
Thanks Ethan !
Professional knowledgeable. Closed very quickly everything I was promised was delivered.
Very smooth process from application to closing. Highly recommended
I am a first time buyer and attended Michael’s first time home buyer seminar, and started to discuss with him, he explained and answered all questions patiently. He and his team took care of loan processing fast and perfect. I came from Burma...
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I am a first time buyer, I asked a lot of questions to Michael, he answered in detail and responded quickly. He and his team were helpful to get closing within target date. Thank you.
Reply from Michael Goldberg
November 20th, 2025 08:19 PM
HI Khin! congratulations on your new home. We are so happy for you. Thank you for the kind words
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About
We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Licenses
- NMLS# 40184
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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