Michael Fergie
Mortgage Loan Officer
My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, kn... Show More
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We had a very quick closing date from loan application date F. Micheal walked through the loan to make sure everything was taken care of. He was also highly responsive every step of the way.
Michael was great! Responded immediately, and made the process go smoothly. Always very helpful and knowledgeable. Excellent professional. Highly recommend!
Reply from Michael Fergie
March 14th, 2025 01:05 PM
Happy 2 year anniversary of the purchase of your home! Hope all is well.
Michael was very helpful in getting everything set up and explaining the steps along the way. He remained in contact throughout the process.
Everything was smooth when dealing with Michael. There was one hiccup during this process - which ultimately delayed the distribution of funds. A communication breakdown between First Horizon and Title Company in regards to when inspection...
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Michael is very responsive. He covers all bases and makes the process seamless.
Michael was very responsive and professional. The process ran very smoothly.
Mr. Fergie was an absolute pleasure to work with. Always answered phone calls/questions in a timely and concise way. Made the whole process very easy!
Reply from Michael Fergie
February 7th, 2025 07:22 PM
Congrats on the second anniversary of owning your home! Hope all is well.
Overall ease of the process. Platform for submitting documents and keeping up with tasks was great. Also very easy communication with Mike, and anytime I had a question, he was available.
Reply from Michael Fergie
January 24th, 2025 02:49 PM
Happy 2 year anniversary on owning your home! Hope all is well.
Quick responses and worked to match rates and appraisals
I have purchased numerous homes and vacation properties over the years; but I have never had a more pleasant or more professional group to work with than Michael Fergie and his incredible mortgage team at First Horizon. From start to finish,...
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About
My name is Michael Fergie and I am a Mortgage Loan Officer for First Horizon Bank in the Memphis area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Private Banking
Financial Planning
MD Lending specialist
Portfolio and secondary market mortgage products
100% LTV mortgages up to $1.5mm for MDs
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Memberships
- Proud Father to an Amazing Daughter Club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 472329
Awards
Dad of the Year- v...
Achievements
- 2 time Diamond Circle Award recipient
Hobbies
- Being dad
- Watching sports
- Working out
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.