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Mike Davidson - Mortgage Advisor/ Branch Manager NMLS# 137561 in Columbia, MD
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Mike Davidson

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Mortgage Advisor/ Branch Manager NMLS# 137561

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Mike Davidson (NMLS #137561) is a premier mortgage loan officer and local lending expert in Columbia, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Mike provides comprehensive home fi... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
94%
4 Star
5%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • SFTP
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    Amanda R
    Glenn Dale, MD
    Posted on January 22nd, 2026 08:02 PM
    Mike was friendly, knowledgeable and stayed on top of things. He was quick to follow up and almost made us feel like family.
    Reply from Mike Davidson
    February 6th, 2026 08:03 PM
    It’s great to hear that you felt well-supported throughout the process, Amanda. I aim to make every client feel comfortable and informed, so I'm pleased that my approach resonated with you. If you have any future needs or questions, do not...
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    Amy K
    Ocean City, MD
    Posted on January 22nd, 2026 12:59 AM
    We really appreciated the time you took to break down the various options that we had and which option really made the most sense for us as far as our downpayment. The communication throughout was wonderful and the portal was so easy to use...
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    Reply from Mike Davidson
    February 6th, 2026 09:36 PM
    I'm glad to hear that you found the breakdown of options helpful, Amy. It's important to me that you felt informed and confident in making decisions about your downpayment. Effective communication is a priority, and I'm pleased that the portal...
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    Diana A
    Jessup, MD
    Posted on January 14th, 2026 02:04 PM
    Mike Davidson was amazing to work with during my home loan process. From day one, he was professional, responsive, and extremely knowledgeable. He kept me informed every step of the way, answered all of my questions quickly, and explained everything...
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    Reply from Mike Davidson
    January 29th, 2026 07:34 PM
    It's fantastic to know that you had a positive experience working with me on your home loan, Diana. Your feedback on my professionalism and communication means a lot. Keeping things organized and transparent is important to help alleviate stress...
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    Melissa M
    Woodstock, MD
    Posted on January 10th, 2026 01:35 PM
    Mike and his team at Embrace made buying our new home so easy and stress free We highly recommend them They were very accommodating and were very helpful in making the process flawless
    Reply from Mike Davidson
    January 26th, 2026 04:20 PM
    I'm happy to hear that your experience with purchasing a new home was smooth and stress-free, Melissa. Making the process as seamless as possible is always my goal, and I'm glad my team and I could provide accommodating service along the way....
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    Kara S
    Elkridge, MD
    Posted on December 19th, 2025 02:46 PM
    They were very commutative and made it easy for me
    Reply from Mike Davidson
    January 5th, 2026 09:15 PM
    I'm glad to hear that you found the process clear and straightforward, Kara. Communication is something I prioritize to ensure everything goes smoothly. If there's anything else you need in the future, I'm here to help.
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    Seong K
    Leonardtown, MD
    Posted on November 19th, 2025 02:40 PM
    Probably the best lender I have met in my life. Very sharp, quick on his feet, and an excellent communicator. I plan to go to Mike for every transaction.
    Reply from Mike Davidson
    December 4th, 2025 02:41 PM
    Thank you for your kind words, Seong. I'm glad to hear that you valued my communication and responsiveness. It's always my goal to make every transaction as smooth as possible. I'm looking forward to assisting you with any future needs.
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    Shivangi G
    Ellicott City, MD
    Posted on November 18th, 2025 11:03 AM
    Helped navigating the process as a first time home buyer, guided throughout the process making it transparent and seamless.
    Reply from Mike Davidson
    December 3rd, 2025 09:23 PM
    I'm pleased to know that I could assist in making your first home-buying experience clear and straightforward, Shivangi. Navigating the process for the first time can be overwhelming, and I'm glad I was able to provide guidance throughout....
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    Tim M
    Eldersburg, MD
    Posted on November 15th, 2025 01:20 PM
    Very good at communicating
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    Diana L
    Eldersburg, MD
    Posted on November 15th, 2025 12:24 PM
    Had a great experience. Mike took time to really explain my options when we were first contemplating moving, and was very responsive and guideded me throughout the offer phase. After our offer was accepted, we worked with Katie and Kelly who...
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    Reply from Mike Davidson
    December 1st, 2025 08:24 PM
    It's wonderful to know that you had a positive experience with the home-buying process, Diana. I truly believe in the importance of clear communication, especially when considering a move, so I'm pleased I could provide that guidance for you....
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    Trevor S
    Ellicott City, MD
    Posted on November 12th, 2025 02:42 PM
    Mike and his team were fantastic. They were all very helpful and kind and were able to move things quickly for us when our closing happened sooner than expected.
    Reply from Mike Davidson
    November 27th, 2025 02:44 PM
    I'm pleased to hear that you found the support from my team and me to be helpful and efficient, Trevor. It's always our aim to assist swiftly and kindly, especially when timelines shift unexpectedly. Thank you for sharing your experience, and...
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    About
    Mike Davidson (NMLS #137561) is a premier mortgage loan officer and local lending expert in Columbia, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Mike provides comprehensive home financing solutions with Embrace Home Loans. With over 18 years of mortgage banking experience, Mike joined Embraceâ_x0080__x0099_s Rockville, Maryland office as a Senior Loan Officer in December of 2010. In 2012, he opened a satellite office in Ellicott City, Maryland and serves as an in-house lender for a national real estate brokerage. Contact Mike today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Positions
    • Embrace Home Loans - Branch Manager
      Jun 1st, 2014 - Current
    • Embrace Home Loans - Loan Officer
      Aug 1st, 2010 - Current
    Memberships
    • HCAR, FCAR, MMBBA,
    Addresses and Serving Areas

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 137561
    Videos
    video
    Achievements
    • Presidents Club 2023, 2022, 2021, 2020,2019, 2018, 2016, 2015, 2014, 2013, 2012
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.