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Michael Cooper - Loan Officer | NMLS #1860819 in San Diego, CA

Michael Cooper

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Loan Officer | NMLS #1860819

Company Logo
I began working in mortgage and real estate right out of college in 1997 when I went to work in our family property management company. I was immediately drawn to the real estate industry and its potential for transforming people’s lives. T... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(619) 377-1043
San Diego, CA
https://s1l.com/loanofficer/michaelcooper/
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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Range
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5 Star
84%
4 Star
9%
3 Star
4%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    J
    John W P
    Addis, LA
    Posted on February 1st, 2026 03:43 PM
    Clear and honest communication in a timely manner, and explained things well. Answered phone calls or called back within a couple hours.
    Reply from Michael Cooper
    September 17th, 2026 07:01 PM
    I'm glad to hear that you found the communication clear and timely, John. I strive to provide thorough explanations and be available for any questions. If there's anything more you need or want to discuss, please feel free to contact me anytime....
    read more
  • Encompass
    R
    Rosaura J
    Milwaukee, WI
    Posted on December 30th, 2025 02:57 AM
    As the year draws to a close and the holiday season approaches, I wish to express my sincerest gratitude to Michael Cooper for your dedication, resilience, and unwavering commitment in assisting me throughout the homebuying process. This year...
    read more
    Reply from Michael Cooper
    September 17th, 2026 07:01 PM
    I'm truly grateful for your kind words, Rosaura. Navigating the homebuying process can be challenging, particularly with the hurdles you faced this year. I’m pleased to hear that my efforts provided the support you needed during such a pivotal...
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  • Encompass
    C
    Christopher W
    PHOENIX, AZ
    Posted on December 25th, 2025 04:03 PM
    Took a bit to work through lien and was fairly confusing on who was supposed to do what
    Reply from Michael Cooper
    September 17th, 2026 07:01 PM
    Thank you for sharing your thoughts, Christopher. I understand that working through lien details can be complex and cause some confusion about responsibilities. If there's anything I can clarify or assist you with further, please feel free...
    read more
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    J
    John F P
    PHOENIX, AZ
    Posted on December 22nd, 2025 04:18 PM
    emails were clean and easy to read. good advice for moving
    Reply from Michael Cooper
    September 17th, 2026 07:01 PM
    I appreciate the feedback, John. It's great to know that the communication was clear and that you found the advice helpful. If there's anything more you'd like to discuss or need assistance with, don't hesitate to reach out.
  • Encompass
    S
    Shannon B
    TONOPAH, AZ
    Posted on December 19th, 2025 04:02 PM
    had a very unpleasant close experience and had nothing to do with their team. Honestly, if it wasn't for their team, I would have lost my so k
    Reply from Michael Cooper
    September 17th, 2026 07:01 PM
    Shannon, thank you for taking the time to leave a review with such a positive rating. I'm pleased to know your experience met expectations. If there's anything more I can assist you with, please feel free to reach out. I'm here to help with...
    read more
  • Encompass
    G
    Gregory H
    Hinsdale, IL
    Posted on December 15th, 2025 07:19 PM
    Everything was streamlined and il uncomplicated.
    Reply from Michael Cooper
    September 17th, 2026 07:01 PM
    Thank you Greg!
  • Encompass
    S
    Steven A S
    Boston, MA
    Posted on December 13th, 2025 04:51 PM
    Excellent customer service !
    Reply from Michael Cooper
    September 17th, 2026 07:01 PM
    Thank you Steve!
  • Encompass
    E
    Elizabeth S
    NAMPA, ID
    Posted on November 16th, 2025 04:35 PM
    Michael made our experience easy and seamless!
  • Encompass
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    Patrick V
    NAMPA, ID
    Posted on November 13th, 2025 04:44 PM
    Michael was outstanding and made our transaction seamless. He and his team kept us updated throughout the entire process and made sure to keep us on track for closing. We were clear to close, 2 weeks early!
  • Encompass
    T
    Tom R B
    Meridian, ID
    Posted on November 3rd, 2025 02:18 PM
    Constant comminication and experienced loan people, michael followed up with me very quickly upon my requests. good company much better experience than with standard mortgage request at banks I have had in the past.I had quick time lines for...
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    • 21–30 of 498
    About
    I began working in mortgage and real estate right out of college in 1997 when I went to work in our family property management company. I was immediately drawn to the real estate industry and its potential for transforming people’s lives. This has become my passion, helping people make sense of what can be a very complicated and stressful process. There isn’t much I haven’t seen in my 20+ years in the business. With my broad experience in real estate, property management, investing, and mortgage lending I am able to help my clients develop and execute their game plan.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Refinance
    Purchase Mortgages
    HELOC Mortgages
    Home Equity Loans
    Annual Mortgage Financing Review
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    View All
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    Positions
    • Synergy One Lending - Mortgage Loan Officer
      May 1st, 2017 - Current
    Addresses and Serving Areas
    Primary Serving Area
    San Diego, CA
    Other Serving Areas
    Dallas, TX
    Phoenix, AZ
    Las Vegas, NV
    Charlotte, NC
    Memphis, TN
    Miami, FL
    View All

    Year Started

    2017

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #1860819