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Michael Cooper - Loan Officer | NMLS #1860819 in San Diego, CA

Michael Cooper

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Loan Officer | NMLS #1860819

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I began working in mortgage and real estate right out of college in 1997 when I went to work in our family property management company. I was immediately drawn to the real estate industry and its potential for transforming people’s lives. T... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
  • Encompass
    J
    Jason E P
    Spring, TX
    Posted on September 4th, 2026 03:14 PM
    It was a pleasure working with Michael Cooper. This was my fourth home purchase, and I can honestly say that working with Michael was the best experience I’ve had. He made the entire process smooth and straightforward from start to finish....
    read more
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    Austin R T
    Kellerton, IA
    Posted on September 1st, 2026 03:05 PM
    Great people to work with seemed like the communication wasn't there, very long And seemingly more difficult than it had to be process.
    Reply from Michael Cooper
    September 9th, 2026 03:06 PM
    Austin, thank you for your feedback. I'm sorry to hear that the communication and process felt challenging. Please reach out to me directly if there's anything specific you'd like to discuss or if you need further assistance.
  • Encompass
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    Trevor H
    PARADISE, CA
    Posted on August 31st, 2026 05:33 PM
    Communication between me and lender was very helpful
    Reply from Michael Cooper
    September 8th, 2026 05:34 PM
    Trevor, I'm pleased to hear that the communication was helpful for you. If you have any further questions or need assistance, please reach out to me directly.
  • Encompass
    C
    Cesar A V
    Galloway, NJ
    Posted on August 31st, 2026 03:24 PM
    Michael made it easy for us. He communicated with us in a very professional manner. Definitely an asset to the company
    Reply from Michael Cooper
    September 8th, 2026 03:24 PM
    Cesar, I appreciate your kind words about my communication and professionalism. I'm glad I could make the process easier for you. Thank you for considering me an asset to Synergy One Lending, Inc.
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    Justin B
    Eagle, ID
    Posted on August 22nd, 2026 07:33 PM
    Easy to deal with
    Reply from Michael Cooper
    August 31st, 2026 07:59 PM
    Justin, thank you for your kind words. I'm glad to hear that you found it easy to work with me. If there's anything else you need, please feel free to let me know.
  • Encompass
    F
    Freddy M
    Shafter, CA
    Posted on August 22nd, 2026 05:24 PM
    The Synergy App made signing paoerwork easy. Michael was also helpful when needed.
    Reply from Michael Cooper
    August 31st, 2026 04:35 PM
    Freddy, I'm grateful to hear that you found the Synergy App convenient for signing paperwork. I'm pleased I could assist you when needed. If you have any further questions or need assistance, please let me know.
  • Encompass
    S
    Shalendra L
    Hattiesburg, MS
    Posted on August 21st, 2026 03:36 PM
    I had such a great experience working with Michael, Jimmi, and Melissa! Everyone communicated so well and worked together to keep things moving quickly. Even when things didn’t go exactly as planned, I always knew what was going on and what...
    read more
    Reply from Michael Cooper
    August 21st, 2026 03:49 PM
    Thank you Shalendra, We were happy to be able to help you!
  • Encompass
    C
    Christopher E M
    Delavan, WI
    Posted on August 19th, 2026 03:20 PM
    Quick response and communicat
    Reply from Michael Cooper
    August 21st, 2026 03:50 PM
    Thanks Chris!
  • Encompass
    E
    Eric J B
    MOUNT PLEASANT, SC
    Posted on August 11th, 2026 03:14 PM
    Excellent communication
    Reply from Michael Cooper
    August 19th, 2026 03:15 PM
    Eric, I appreciate your feedback on my communication. I'm happy to know you had a positive experience. If there's anything else I can do for you, please let me know.
  • Encompass
    L
    Lucas E H
    Florham Park, NJ
    Posted on August 5th, 2026 09:43 PM
    The process took months and 75% of the issues were mistakes and/or errors from the people in your company. Asking for things after they had already been provided, Taking so long that newer versions of submitted documents needed to be uploaded....
    read more
  • 10 of 498
    About
    I began working in mortgage and real estate right out of college in 1997 when I went to work in our family property management company. I was immediately drawn to the real estate industry and its potential for transforming people’s lives. This has become my passion, helping people make sense of what can be a very complicated and stressful process. There isn’t much I haven’t seen in my 20+ years in the business. With my broad experience in real estate, property management, investing, and mortgage lending I am able to help my clients develop and execute their game plan.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Refinance
    Purchase Mortgages
    HELOC Mortgages
    Home Equity Loans
    Annual Mortgage Financing Review
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
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    Positions
    • Synergy One Lending - Mortgage Loan Officer
      May 1st, 2017 - Current
    Addresses and Serving Areas

    Year Started

    2017

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #1860819
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235