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Michael Cooper - Loan Officer | NMLS #1860819 in San Diego, CA

Michael Cooper

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Loan Officer | NMLS #1860819

Company Logo
I began working in mortgage and real estate right out of college in 1997 when I went to work in our family property management company. I was immediately drawn to the real estate industry and its potential for transforming people’s lives. T...... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Overall Ratings
4.69
(484)
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Reviews from Web
  • 5.0
    Encompass
    T
    Toni M R
    FORTUNA, CA
    Posted on June 11th, 2026 02:01 AM
    I appreciate the professional guidance & patience. Very willing to guide us with the challenges of something so foreign to us. Very happy with the end result of owning our own home.
  • 5.0
    Encompass
    C
    Christopher S R
    FORTUNA, CA
    Posted on June 10th, 2026 03:53 PM
    The team at Synergy were suportive through out the home buying process, very helpfull ..
  • 4.5
    Encompass
    W
    William F N
    South Daytona, FL
    Posted on April 29th, 2026 10:10 AM
    Completed quickly and efficiently.
    Reply from Michael Cooper
    May 7th, 2026 05:05 PM
    I'm glad to hear that the process was completed quickly and efficiently, William. If there's anything more I can assist you with, please feel free to reach out.
  • 5.0
    Encompass
    W
    Wendy K N
    South Daytona, FL
    Posted on April 27th, 2026 08:00 PM
    The loan process went very smoothly. We signed, closed and funded when they told us it would happen. This is the second time using Michael & his team. Anytime we need a home loan we'll be back
    Reply from Michael Cooper
    May 5th, 2026 08:01 PM
    Wendy, I'm grateful to hear that the loan process went smoothly for you and that everything happened as planned. It's appreciated to know that you've chosen my team and me for the second time, and I'm thankful for your continued trust. If you...
    read more
  • 5.0
    Encompass
    S
    Scott T C
    ROANOKE, VA
    Posted on March 4th, 2026 09:07 PM
    Michael was proactive about keeping us updated and was always prompt at getting us what we needed
    Reply from Michael Cooper
    March 13th, 2026 08:03 PM
    It's great to know that you felt well-informed and supported, Scott. Keeping you updated and promptly addressing your needs is a priority for me. If there's anything further I can assist with, please don't hesitate to reach out.
  • 5.0
    Encompass
    B
    Brian W
    Biloxi, MS
    Posted on February 1st, 2026 04:46 PM
    Good experience
    Reply from Michael Cooper
    February 9th, 2026 04:46 PM
    I appreciate you sharing your experience, Brian. I'm pleased to know it was a positive one. If there's anything further you need assistance with, please don't hesitate to get in touch.
  • 4.66
    Encompass
    J
    John W P
    Addis, LA
    Posted on February 1st, 2026 03:43 PM
    Clear and honest communication in a timely manner, and explained things well. Answered phone calls or called back within a couple hours.
    Reply from Michael Cooper
    February 9th, 2026 03:44 PM
    I'm glad to hear that you found the communication clear and timely, John. I strive to provide thorough explanations and be available for any questions. If there's anything more you need or want to discuss, please feel free to contact me anytime....
    read more
  • 5.0
    Encompass
    R
    Rosaura J
    Milwaukee, WI
    Posted on December 30th, 2025 02:57 AM
    As the year draws to a close and the holiday season approaches, I wish to express my sincerest gratitude to Michael Cooper for your dedication, resilience, and unwavering commitment in assisting me throughout the homebuying process. This year...
    read more
    Reply from Michael Cooper
    January 7th, 2026 02:15 PM
    I'm truly grateful for your kind words, Rosaura. Navigating the homebuying process can be challenging, particularly with the hurdles you faced this year. I’m pleased to hear that my efforts provided the support you needed during such a pivotal...
    read more
  • 4.0
    Encompass
    C
    Christopher W
    PHOENIX, AZ
    Posted on December 25th, 2025 04:03 PM
    Took a bit to work through lien and was fairly confusing on who was supposed to do what
    Reply from Michael Cooper
    January 2nd, 2026 04:03 PM
    Thank you for sharing your thoughts, Christopher. I understand that working through lien details can be complex and cause some confusion about responsibilities. If there's anything I can clarify or assist you with further, please feel free...
    read more
  • 4.5
    Encompass
    J
    John F P
    PHOENIX, AZ
    Posted on December 22nd, 2025 04:18 PM
    emails were clean and easy to read. good advice for moving
    Reply from Michael Cooper
    December 30th, 2025 04:18 PM
    I appreciate the feedback, John. It's great to know that the communication was clear and that you found the advice helpful. If there's anything more you'd like to discuss or need assistance with, don't hesitate to reach out.
  • 10 of 484
    About
    I began working in mortgage and real estate right out of college in 1997 when I went to work in our family property management company. I was immediately drawn to the real estate industry and its potential for transforming people’s lives. This has become my passion, helping people make sense of what can be a very complicated and stressful process. There isn’t much I haven’t seen in my 20+ years in the business. With my broad experience in real estate, property management, investing, and mortgage lending I am able to help my clients develop and execute their game plan.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Refinance
    Purchase Mortgages
    HELOC Mortgages
    Home Equity Loans
    Annual Mortgage Financing Review
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    View All
    245
    /850
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    Positions
    • Synergy One Lending - Mortgage Loan Officer
      May 1st, 2017 - Current
    Addresses and Serving Areas

    Year Started

    2017

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #1860819
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235