

Guild Mortgage - Michael Chi Ukpai
Branch Manager | NMLS# 1371449

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve...... Show More
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I had an outstanding experience working with Michael Chi-Ukpai on the purchase of our new home. From the very beginning, he demonstrated exceptional professionalism, deep industry knowledge, and genuine dedication to ensuring a smooth process...
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Reply from Michael Chi Ukpai
November 3rd, 2025 04:21 PM
Thank you for sharing your experience, Humphrey. I'm pleased to know that the process felt smooth and manageable for you and your wife, especially with the unexpected challenges we faced. Breaking down complex details and ensuring clear communication...
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The process was long and drawn out. Redundant. We started this process in February and didn't close till May.
Everyone is aware of the issues on the transaction the Buyer had with you. I was dissapointed that for an inhouse loan program, the process was so rocky.
Michael was exceptional from start to finish. His knowledge and efficiency made all the difference. We couldn’t be happier with him!
Reply from Michael Chi Ukpai
May 18th, 2026 05:01 PM
Thank you for your kind words, Vaughn. I'm glad to hear that my knowledge and efficiency made a positive impact on your experience. If you ever need further assistance or have any questions, feel free to reach out.
Amazing customer service, great communication, very responsive , it was an absolute pleasure to work with them !
Michael and his team were very resourceful and were able to close the loan successfully
Reply from Michael Chi Ukpai
April 27th, 2026 03:05 PM
I'm grateful for your kind words, Isabel. I'm happy to know that you found my team and me resourceful throughout the loan process. If you ever have more questions or need assistance in the future, feel free to reach out.
Guild Mortgage - Michael Chi Ukpai has received a review with 5 star rating from Jeff B
Michael and the team made it such a smooth and painless process. Nice guy , and accessible at any time . It was over and done before I knew it , and I couldn't be more happy .
Reply from Michael Chi Ukpai
April 9th, 2026 12:27 PM
I'm pleased to hear that you found the process smooth and painless, Jeffrey. Accessibility and clear communication are important to me, so knowing that I was able to meet your expectations means a lot. If there's anything else you need or any...
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Michael and his team are amazing to work with and I know when a mutual client is working with him we will have a flawless transaction. From the initial client consultation, to the application and through the loan process, communication is so...
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Reply from Michael Chi Ukpai
April 6th, 2026 01:26 PM
I'm glad to hear that you find the communication and transparency in the process valuable, Kellie. It's important to me that both clients and Realtors feel informed and supported throughout each stage. I appreciate the trust you place in me...
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Took place as scheduled and on time
Reply from Michael Chi Ukpai
March 12th, 2026 06:14 PM
It's good to know that everything went according to schedule and on time, Vivian. If you have any more questions or need further assistance, I'm here to help.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Search Rank ScoreLearn More →
610
/850
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Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1371449
Disclaimer
I am authorized to do business in the states of Arizona, California and Texas. AZ BK#0018883; AZ BKBR# 1050943; AZ LO Lic.# 0931451; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 1371449; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.