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Michael Argula - Mortgage Loan Officer | NMLS #137236 in Jacksonville, FL

Michael Argula

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Mortgage Loan Officer | NMLS #137236

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Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top profes... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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5 Star
94%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
0%
Reviews from Web
  • Encompass
    J
    Jean R B
    ORLANDO, FL
    Posted on September 18th, 2026 01:17 PM
    You help the customer with your knowledg
    Reply from Michael J Argula
    September 21st, 2026 01:17 PM
    Jean, I'm glad to know that my knowledge was helpful to you. At First Federal Bank - Retail, assisting our customers is always a priority. Thank you for your kind words!
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    RANDELL P
    BELLEVIEW, FL
    Posted on August 15th, 2026 09:46 PM
    Micheal was amazing! He saved us money in so many ways, his ability to understand our needs and explain our options so we could understand meant so much. Thank you Michael!!! Randy and Leigh Pingrin
    Reply from Michael Argula
    September 11th, 2026 11:10 PM
    RANDELL, I'm grateful for your kind words and happy to know that I could help save you money while meeting your needs. It's great to hear that the explanations were clear and beneficial for you and Leigh. Thank you both for the appreciation!...
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    Joy Z
    UMATILLA, FL
    Posted on August 13th, 2026 02:08 PM
    I was the listing agent on the transaction that Michael recently closed. He was always quick to respond and patient while helping guide through some back end items that needed to be rectified to get the loan closed. Very good at communicating...
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  • Encompass
    Leigh P Profile Picture
    Leigh P
    BELLEVIEW, FL
    Posted on August 12th, 2026 11:40 PM
    Michael was amazing from start to finish. We had certain issues to overcome that he helped us navigate. His knowledge and ability to communicate on a level we could understand kept us confident and on task to close on time.Thank you!!!Randy...
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    Reply from Michael Argula
    September 11th, 2026 11:10 PM
    Leigh, I'm grateful for your kind words and pleased to hear that my support helped you and Randy navigate the challenges smoothly. It's wonderful to know that my communication and knowledge were key in keeping you confident throughout the process....
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    Anne M F
    BELLEVIEW, FL
    Posted on August 12th, 2026 02:28 PM
    Mike was outstanding! My buyers were beyond pleased.The buyers, due to medical issues, had been through a bankruptcy. They had been pre-approved with a lender that was offering them 10% rate and high closing costs. I referred them to Mike....
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    David A
    UMATILLA, FL
    Posted on August 7th, 2026 12:05 PM
    Always kept communicating and informative
    Reply from Michael Argula
    September 11th, 2026 11:10 PM
    David, I'm pleased to hear that you found my communication and information sharing helpful. Keeping my clients informed is a top priority for me. If you have any more questions or need assistance, feel free to reach out.
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    Chelse H
    DEBARY, FL
    Posted on April 27th, 2026 03:44 PM
    Timing, communication, transparency
    Reply from Michael Argula
    September 11th, 2026 11:10 PM
    Chelse, I'm glad to hear that you appreciated the timing, communication, and transparency throughout your experience. These are important aspects that I strive to maintain. If you have any other needs or questions, feel free to get in touch...
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    Virginia D
    Ocoee, FL
    Posted on April 9th, 2026 01:01 PM
    Working with Michael as your lender makes the entire home-buying process feel smooth, clear, and stress-free. He’s incredibly knowledgeable and takes the time to explain every step, so you always feel confident and informed in your decisions....
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    Lillian M R
    Deland, FL
    Posted on April 7th, 2026 02:55 PM
    His communication and his speed/accuracy is greatly appreciated and made my entire home buying experience smooth.
    Reply from Michael Argula
    September 11th, 2026 11:10 PM
    Lillian, I appreciate your kind words about my communication and efficiency. I'm glad to hear that these contributed positively to your home buying experience. If you have any further needs or questions, feel free to reach out to me anytime....
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    Terry B
    Deland, FL
    Posted on April 1st, 2026 04:30 PM
    I was really amazed how quickly he got this loan approved and to closing. I will definetly recommend him to my customers.
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    About
    Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #137236 | FL LO23366
    Disclaimer
    © 2026 First Federal Bank. All Rights Reserved.