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Melissa Sparks - Loan Officer  | NMLS # 515570 in Carlsbad, CA

Melissa Sparks

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Loan Officer | NMLS # 515570

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Hi! I am Melissa Sparks! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you! With Golden Empire Mortgage you'r... Show More
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5 Star
97%
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Reviews from Web
  • FTP
    J
    John P
    El Cajon, CA
    Posted on April 7th, 2020 03:28 PM
    The communication with Melissa was excellent. She made a usually stressful process pleasant!
  • FTP
    K
    Kelsey P
    Lake Forest, CA
    Posted on March 30th, 2020 10:59 PM
    We greatly appreciated Melissa and Summer's years of knowledge and their ability to translate the complicated elements involved in refinancing and obtaining a HELOC. We would highly recommend Melissa and her team!
  • FTP
    M
    Michael M
    San Marcos, CA
    Posted on March 30th, 2020 02:14 PM
    I tried arm chair Quarter Quarter backing what I thought the market should do after the Feds dropped the interest rate. Melissa patiently explained my options an saved us from making a mistake.
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    R
    Richard C
    Carlsbad, CA
    Posted on March 28th, 2020 04:20 PM
    We are repeat customers with GEM Mortgage and each time they never disappoint. They are timely, communicative, and a so easy to work with. And, they just so happen to be really nice people. I highly recommend.
  • FTP
    L
    Laura D
    Oceanside, CA
    Posted on March 19th, 2020 02:22 PM
    We cant even begin to express our gratitude to Melissa and her team. We worked with them for several months and they were always positive, honest, professional and always had our best interest in mind.The mortgage/home buying process can be...
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  • FTP
    R
    Robert M
    Menifee, CA
    Posted on March 16th, 2020 03:18 PM
    Words can not describe the gratitude my Family and I have for Melissa and her Team. So greatful for her hard work, long hours and unwillingness attitude to make our dreams become a reality. Melissa was very informative through the whole process,...
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  • FTP
    G
    George L
    Oceanside, CA
    Posted on March 13th, 2020 09:46 PM
    The process is long, tedious and drawn out and quite stressful, but you kept us all together and always with a smile.
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    D
    David Z
    Temecula, CA
    Posted on March 9th, 2020 03:51 PM
    You guys are awesome. Make loan applications very easy and quick. Very professional and knowledgeable.
  • FTP
    L
    Lori S
    Vista, CA
    Posted on March 7th, 2020 06:16 PM
    This is my second experience with Melissa and summer. So refreshing to have such professional people to work with! Would be happy to work with them again.
  • FTP
    A
    Adelaide B
    Mission Viejo, CA
    Posted on February 19th, 2020 09:36 PM
    Melissa is great at explaining and communicating all stages for the refinancing process. My experience with GEM Mortgage was great and tailored to my needs with great care.
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    About
    Hi! I am Melissa Sparks! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you! With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
    Products & Services
    Mortgage Loan Officer
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 515570