Melissa Simmonds
Senior Mortgage Banker
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helpin... Show More
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9 AM to 5 PM
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Reviews from Web
Melissa was VERY helpful through this entire process. She was always willing to talk and answer any question we had. She made the process to smooth and stress free for us! We are so thankful for her and the entire team!
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Reply from Melissa Simmonds
May 14th, 2026 06:08 PM
Hannah, I'm so glad to hear that you found the process smooth and stress-free. Your appreciation for my assistance and my team's support means a lot. Thank you for your kind words and for trusting me with your home loan journey!
Very easy process and very knowledgeable about any questions we had.
Reply from Melissa Simmonds
May 14th, 2026 03:56 PM
Tyler, I'm grateful for your feedback and pleased to hear that you found the process easy. It's good to know I could answer your questions effectively. Thank you for sharing your experience!
Melissa was so great to work with and made our experience to purchase our home smooth and stress free!! We appreciate her and would definitely recommend her
Reply from Melissa Simmonds
May 14th, 2026 03:16 PM
Addison, I'm grateful for your kind words and pleased to know that your home purchase experience was smooth and stress-free. Thank you for recommending me, and I'm happy I could assist you with your home loan needs!
Thank you for all that you did! This was an easy and unstressful as possible!
Reply from Melissa Simmonds
May 13th, 2026 02:33 PM
Lodemia, I appreciate your kind words and am pleased to hear that the process was easy and stress-free for you. Thank you for choosing me to assist with your home loan needs!
Melissa and her team were amazing at working with me and explaining the process step-by-step, in easy ti to understand terms.
Reply from Melissa Simmonds
May 11th, 2026 01:08 PM
Julianna, I'm glad to hear that you found the process easy to understand. I appreciate your kind words about my team and me, and I'm happy we could assist you effectively.
We closed on time, and the buyer got a check at closing!
Reply from Melissa Simmonds
April 29th, 2026 05:20 PM
Yes, a win win!! Happy to have met you Noel :)
Flat branch has been my preferred lender for several years
Reply from Melissa Simmonds
April 29th, 2026 05:20 PM
Glad to hear it, Keith!! I look forward to working with you again soon!
Melissa was very sweet and great at taking the time to explain everything to me! Very quick communication :)♥️
Reply from Melissa Simmonds
April 29th, 2026 05:19 PM
Thank you so much, Evelyn! You made the process so smooth :) Congrats!
Melissa showed a lot of patience when my husband and I bought our first home together which we greatly appreciate!
Reply from Melissa Simmonds
April 24th, 2026 07:56 PM
Thank you so much for your kind words, Maron! Means a lot :) I hope you and Nate are loving your new home!
Melissa is always so helpful and quick to respond!! she answered every question I had and i had a ton
Reply from Melissa Simmonds
April 24th, 2026 07:57 PM
Thank Jonathan! I hope you and Kylie spend many years making great memories together in your home with your family. Thanks for thinking of me again!
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About
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helping people and making numbers make sense! I look forward to working with you and helping make your financial goals a success for years and generations to come! :)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Refinancing
USDA
FHA
Conventional
VA
First time home buyer
Investor portfolio building
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Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Missouri
- Arkansas
- Oklahoma
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Awards
Scotsman Guide Top...
Achievements
- Scotsman Guide 2022, 2023, 2024
- Presidents Club 2021, 2022, 2023, 2024
Hobbies
- Baking and being outdoors!
- Cooking
- Reading
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Disclaimer
NMLS# 224149