Melissa Simmonds
Senior Mortgage Banker
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helpin... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Working with Melissa Simmonds at Flat Branch Home Loans has been an absolute game-changer for my business. She is INSTRUMENTAL to every transaction we work on together — not just for me, but for my buyers too. Her responsiveness, professionalism,...
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Reply from Melissa Simmonds
May 30th, 2025 09:56 PM
Tyler, thank you SO MUCH! I could not do what I do without your team and partnership. I am blessed to do business with you all!
Melissa is an amazing mortgage partner. She communicates with all parties in the transaction to ensure everyone is informed!
Reply from Melissa Simmonds
May 30th, 2025 09:56 PM
Hi Sarah, thank you so much for your kind words and trusting me to help clients alongside you!
Every step of the way was explained very well!
Reply from Melissa Simmonds
May 30th, 2025 09:57 PM
HI Justin!! I hope all is going well and wanted to say thank you so much for the kind review :)
Melissa is very prompt and responsive. She helped guide me through each step of the loan process and made verything very easy on my end. Plus she has an overall fantastic attitude!
Reply from Melissa Simmonds
May 30th, 2025 09:57 PM
Hi Tommy, thank you so much for your amazing review! YOU truly made the process easy for me. So thank you a ton!
i can't say any higher Praises For Melissa and the process of getting our loan she was so helpful! But in the future I would not use FlatBranch, our loan was sold before we could even make our first payment and the company who bought it made...
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Reply from Melissa Simmonds
May 30th, 2025 09:58 PM
Hi Lauren! I am so glad you had a good process with me. In the future, if you do get another loan lets talk about keeping your loan serviced with Flat Branch so you can utilize our amazing servicing department. I'm sorry the other company was...
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Melissa is so proactive and knowledgeable. She is very good at helping you understand the process.
Reply from Melissa Simmonds
May 30th, 2025 09:59 PM
Hi Cindy!! Thanks for trusting me with your mortgages, purchase and refinances! I am happy to know you both :)
No problems
Reply from Melissa Simmonds
May 30th, 2025 09:59 PM
Glad to hear it, same from me Frank! Good doing business with you :)
Melissa takes the time to explain clearly the process and steps to be expected in the process. She answers all questions and is very accessible. we appreciated all that she did for us.
Reply from Melissa Simmonds
May 30th, 2025 10:00 PM
I know we talked on the phone but I wanted to say thank you again for the amazing review! I hope to hear from you and Wendy soon too!
Answered all of our questions. Always available perfect experience
Reply from Melissa Simmonds
June 2nd, 2025 05:36 PM
Hi Wendy! I am so happy for you and Keith :) Thanks for always trusting me to help you and your family with your mortgage needs. I'm always here whatever you need!
Melissa always goes the extra mile and is very easy to work with!
Reply from Melissa Simmonds
June 2nd, 2025 05:40 PM
Hi Austin! I am so happy to have helped you with your purchase and refinance. Thanks for always trusting me with your mortgage needs after all these years. It's been great watching you and your family through many amazing milestones as well...
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About
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helping people and making numbers make sense! I look forward to working with you and helping make your financial goals a success for years and generations to come! :)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Refinancing
USDA
FHA
Conventional
VA
First time home buyer
Investor portfolio building
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Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Missouri
- Arkansas
- Oklahoma
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Awards
Scotsman Guide Top...
Achievements
- Scotsman Guide 2022, 2023, 2024
- Presidents Club 2021, 2022, 2023, 2024
Hobbies
- Baking and being outdoors!
- Cooking
- Reading
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Disclaimer
NMLS# 224149