Melissa Simmonds
Senior Mortgage Banker
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helpin... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great timely follow up on re-fi
Reply from Melissa Simmonds
October 16th, 2025 06:01 PM
Thank you so much for trusting me with your refinance, Brent! Thank you for your understanding and grace as well. I wish you the very best!
Melissa was referred to us by many coworkers who loved her. She was always super attentive to our timeline and needs and she worked her magic to get us better deals than we would have found on our own! She was always patient to explain and...
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Reply from Melissa Simmonds
October 16th, 2025 06:01 PM
Thank you so much Karin! It's been a pleasure to get to know you and Koltan a little more and help you with your first home purchase. I am proud of all you have accomplished!! Thanks for letting me be a part of it :)
Melissa's communication was amazing and she was there to help every step of the way! Huge thank you!
Reply from Melissa Simmonds
October 6th, 2025 06:50 PM
Thank you so much for your kind words, Seth! I am happy you got such a beautiful home and hope you enjoy living there for years to come!! :)
I have used Flat Branch twice now. Melissa Simmonds did an amazing job. She was quick to respond, so friendly and pleasant to work with, she was happy to answer any questions we had. I would recommend Melissa to anyone i I know getting a house...
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Reply from Melissa Simmonds
October 2nd, 2025 04:49 PM
Thank you so much for allowing me to help you once again, Leslie!! It's been my pleasure to work alongside you in financing some pretty cool homes! I hope you have many happy years in your beautiful home :)
Melissa was very attentive and responsive
Reply from Melissa Simmonds
September 15th, 2025 05:32 PM
Hi Kendall, thank you so much for your kind words! It was a pleasure to help your family relocate and buy a home. thanks for letting me be a part of it!!
Very supportive and made the process as simple and smooth as possible! Would definitely recommend!
Reply from Melissa Simmonds
September 15th, 2025 05:33 PM
Thank you so much Caleb, it was truly my pleasure to help you and your family relocate. I hope you all love the new home!
Melissa was prompt and responsive to all my questions and kept me informed at every step in the process.
Reply from Melissa Simmonds
September 3rd, 2025 07:34 PM
Hi Amber! Thank you so much for your review! It's been such a pleasure to get to know you and help you with your home loan and refi! I'm sure we will be talking again in the future, too!
Melissa is very knowledgable and willing to help at any time. She was very communicative and made the transaction extremely smooth!
Reply from Melissa Simmonds
August 29th, 2025 07:48 PM
Thank you so much Heather for your kind words. I could say the very same thing about you! I appreciate how much you care for your clients and learning more and more about the process and details. We are so similar in that way!! Excited for...
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Melissa took such such great care of us! She communicates clearly is very knowledgeable. Her positive nature made this a wonderful experience. We are very grateful to have found her!
Reply from Melissa Simmonds
August 28th, 2025 03:04 PM
Aww!! Thank you so much Andrea!! It was truly my pleasure to help your family with your mortgage and get to know you, too! I wish you all the best in your new home :)
Melissa is awesome. So pleased wjth our experience.
Reply from Melissa Simmonds
August 21st, 2025 04:49 PM
Thank you so much for your kind words Joel!!! It was my pleasure to help you and your family :) Welcome back to the area!
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About
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helping people and making numbers make sense! I look forward to working with you and helping make your financial goals a success for years and generations to come! :)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Refinancing
USDA
FHA
Conventional
VA
First time home buyer
Investor portfolio building
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Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Missouri
- Arkansas
- Oklahoma
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Awards
Scotsman Guide Top...
Achievements
- Scotsman Guide 2022, 2023, 2024
- Presidents Club 2021, 2022, 2023, 2024
Hobbies
- Baking and being outdoors!
- Cooking
- Reading
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Disclaimer
NMLS# 224149