Melissa Simmonds
Senior Mortgage Banker
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helpin... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Great communication and very professional thru the entire process.
Reply from Melissa Simmonds
March 2nd, 2026 09:56 PM
Thank you so much Catherine, it was wonderful to work with you. I look forward to working together again soon :)
Melissa and the team were amazing to work with. They responded promptly had answers for all of our questions. Did a great job of preparing us and setting the expectations of each step of the process. Amazing team!!
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Reply from Melissa Simmonds
February 26th, 2026 09:05 PM
Thanks so much, Andy. That really means a lot to me!! It was an honor to help you and your family with your home purchase. Thanks for trusting me and my team and for letting us be a part of your adventure!
Melissa is awesom, always answering questions and explaining everything while also providing expert advice on solutions that fit my needs!
Reply from Melissa Simmonds
February 26th, 2026 09:05 PM
Thank you Jae! It's been a pleasure to work with you all these years and I am happy for you and Carman. All the best in your new home!!
Great experience
Reply from Melissa Simmonds
February 25th, 2026 07:25 PM
Thank you for your kind words Rory! It was my pleasure to help you!
Quick, good communication and servic.
Reply from Melissa Simmonds
February 11th, 2026 08:30 PM
Hi Courtney :) Thank you for your kind words!! I am glad I was able to help you with a speedy refinance!!
Timely and thorough communication
Reply from Melissa Simmonds
February 11th, 2026 08:29 PM
Hi Carol! It was my pleasure to help you purchase your new home. I am happy you stayed in touch and that I was able to be involved in the process. Thanks for your kind words as well!
They got us the loan we were looking for
Reply from Melissa Simmonds
January 30th, 2026 07:22 PM
Thank you for your review, Joseph!! I hope you are enjoying your home :)
Melissa was very responsive and answered all of our questions promptly and in a way we could understand as we bought our first home! She was amazing!
Reply from Melissa Simmonds
January 30th, 2026 07:22 PM
Thanks so much for your kind words, Robert! It was truly my pleasure to help you and Ellie!! Congrats :)
Working with Melissa at Flat Branch made this transaction a breeze. Things went smoothly, and there was communication throughout the entire process. I would highly recommend!
Reply from Melissa Simmonds
January 30th, 2026 07:23 PM
Thanks so much, Allyson!! I really enjoyed working with you too. Very smooth process and I look forward to the next!
Melissa was amazing! She explained the process and answered all of our questions!
Reply from Melissa Simmonds
January 30th, 2026 07:24 PM
Thank you so very much Ellie! I am happy to have helped you and Robert, and hope you enjoy your home for years to come!!
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About
Hello and welcome to my page! I have been in the mortgage world since 2017 and have helped over 900 families purchase homes or refinance. It's been an honor and blessing to be a lender and really calls to my strengths and passions -- helping people and making numbers make sense! I look forward to working with you and helping make your financial goals a success for years and generations to come! :)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Refinancing
USDA
FHA
Conventional
VA
First time home buyer
Investor portfolio building
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Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Missouri
- Arkansas
- Oklahoma
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Awards
Scotsman Guide Top...
Achievements
- Scotsman Guide 2022, 2023, 2024
- Presidents Club 2021, 2022, 2023, 2024
Hobbies
- Baking and being outdoors!
- Cooking
- Reading
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Disclaimer
NMLS# 224149