
Melissa Padilla
Mortgage Loan Consultant

Getting a mortgage should fit your life. At First United, we sit down and really get to know you. We answer your questions and ask some of our own so we can best understand your unique situation. And, unlike most lending companies, we house... Show More
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We can’t say enough great things about Melissa Padilla. Buying a home can be stressful, but Melissa made the entire process so much easier. She was always available to answer our questions, explain things clearly, and keep us updated every...
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Reply from Melissa Padilla
June 9th, 2026 07:24 PM
Renee, thank you so much for the kind words!
It was a pleasure working with you!
She was very helpful and fast to try and help with any questions we had .
Reply from Melissa Padilla
April 13th, 2026 02:07 PM
Rosalio, I'm grateful for your kind words. It's great to hear that I could assist you quickly and effectively with your questions. If you need anything else, I'm always here to help.
Melissa explained everything clearly and concisely, and was very kind and patient with questions. She helped the whole home buying process be smooth and painless, and I highly recommend her!
Reply from Melissa Padilla
March 30th, 2026 05:48 PM
It was my pleasure Carolyn, congratulations!!
Melissa works diligently for the success of the buyer. I was kept abreast of changes and reminders. She goes above and beyond working evenings and weekends. Her kind demeanour put me at ease. I would recommend Melissa without hesitation.
Reply from Melissa Padilla
February 26th, 2026 03:55 PM
Thank you so much for the kind words, Carole.
It was such a pleasure working with you!
Excellent communication and feeling of support
Reply from Melissa Padilla
February 10th, 2026 08:40 PM
Thank you for the kind words, Kelly!
It was a pleasure helping you on your new journey!
Melissa was very helpful and made the process less stressful.
Reply from Melissa Padilla
December 30th, 2025 06:51 PM
Thank you for the kind words!
Congralations on your new journey!
Melissa kept me updated every step of the way and made the process so easy!
Reply from Melissa Padilla
December 22nd, 2025 05:16 PM
Thank you so much for the kind words!
Congratulations!
Melissa always does a great job at explaining and making certain you know how the pricess process works . she Is always reachable.
Reply from Melissa Padilla
December 22nd, 2025 05:16 PM
Thank you so much for the kind words!
Thank you, Melissa for a great experience that will we will always remember. You had unyielding patience and understanding dealing with us. It being over 20 years since our last house purchase, many things have changed. So you already had a...
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Reply from Melissa Padilla
November 25th, 2025 05:12 PM
Thank you so much for the kind words, Dave.
It was my pleasure! Super excited for you both!
Melissa was so helpful in helping us gather necessary documents. She was so patient and kind answering the questions we had. She went above and beyond in making this stressful time a very pleasant experience. I hope everyone who needs this...
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Reply from Melissa Padilla
November 25th, 2025 05:14 PM
Thank you for the kind words, Stacy.
It was such a pleasure walking this new journey with you and Dave.
I can't wait to see pictures!
Appreciate you!
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About
Getting a mortgage should fit your life. At First United, we sit down and really get to know you. We answer your questions and ask some of our own so we can best understand your unique situation. And, unlike most lending companies, we house our underwriting, processing, closing and funding departments all under one roof to simplify and accelerate the mortgage process. The result is a loan that's simple, fast, convenient and specifically tailored to you and your investment.
We welcome the opportunity to earn your business and trust by making your financing process a positive experience.
Apply on-line today and get the right mortgage from First United. It's time to Spend Life Wisely®.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 331674
Disclaimer
This is not an offer for extension of credit or commitment to lend. All loans subject to program guidelines and final underwriting approval. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Please contact your loan officer for further information. Copyright © 2024 First United Bank. All Rights Reserved.