Melissa D. Karcher's Cover Image
Melissa D. Karcher - Mortgage Lender

Melissa D. Karcher

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Mortgage Lender

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University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours(Open now)
Sun
24 hours
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Overall Ratings
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5 Star
94%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • API
    J
    Joseph H
    Wausau, WI
    Posted on April 18th, 2019 02:17 AM
    As a first time homebuyer, the whole process was rather intimidating. Melissa was so helpful and communicative throughout the whole process, always discussing and explaining options and finding me ways to save, both upfront and down the line....
    read more
  • Zillow
    C
    Chris Z
    Posted on March 15th, 2018 04:38 PM
    Melissa was fantastic! She is extremely knowledgeable and handled the entire process with ease and professionalism. We will definitely use her again in the future and would highly recommend her to anyone!
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    C
    Chris Z
    Wausau, WI
    Posted on March 15th, 2018 12:00 AM
    Melissa was fantastic! She is extremely knowledgeable and handled the entire process with ease and professionalism. We will definitely use her again in the future and would highly recommend her to anyone!
  • Zillow
    L
    Lheil19
    Wausau, WI
    Posted on June 15th, 2016 12:00 AM
    Melissa was a great help with our home purchase. She was very thorough and responded to all of my questions in a timely manner. I would highly recommend Melissa to anyone who is looking to purchase a home!
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    J
    Jerry M
    Rothschild, WI
    Posted on April 21st, 2016 12:00 AM
    Melissa is very knowledgeable with different types of mortgages. During the loan process, Melissa kept us in the loop at all times and did an excellent job with her follow up.
  • Zillow
    M
    Mary D
    Minneapolis, MN
    Posted on January 8th, 2016 12:00 AM
    Melissa was extremely helpful as my partner and I navigated purchasing our first home. She answered all of our questions and responded in a professional, timely manner. I felt very comfortable asking Melissa to go over details and knew she...
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  • Zillow
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    Cole B
    Weston, WI
    Posted on November 23rd, 2015 12:00 AM
    Melissa was truly AMAZING to work with. I came to her in desperation with only 20 days before my scheduled closing which is nearly impossible to make happen to begin with, especially with the new TRID regulations which have been delaying closings...
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  • Zillow
    C
    Cole B
    Posted on November 23rd, 2015 12:00 AM
    Melissa was truly AMAZING to work with. I came to her in desperation with only 20 days before my scheduled closing which is nearly impossible to make happen to begin with, especially with the new TRID regulations which have been delaying closings...
    read more
  • Zillow
    G
    Grieb J
    Weston, WI
    Posted on October 9th, 2015 12:00 AM
    We used a VA loan with melissa, and through all the hoops we had to jump through with this loan, Melissa helped us every step and we closed on time and it only took 43 days, start to finish
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    Zuser20150805072036191
    La Crosse, WI
    Posted on October 8th, 2015 12:00 AM
    I wholeheartedly recommend Melissa. She is professional, easy to work with, knowledgeable, and efficient. I was thankful to have her by my side during this process.
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    About
    With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option. My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free. Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
    Construction Loans
    FHA Loans
    WHEDA Loans
    Federal VA Loans
    USDA Loans
    Heloc
    Refinance
    View All
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    Education
    • University of Wisconsin-Eau Claire
      University of Wisconsin-Eau Claire logo
    Positions
    • Bank Five Nine - Mortgage Lender
      Sep 14th, 2026 - Current
    • aLender2Trust - Mortgage Lender
      Jan 1st, 2005 - Current
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 470140
    Gallery
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Hobbies
    • Golf
    • Downhill Skiing
    • Camping
    • View All
    Disclaimer
    © 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.