Melissa D. Karcher's Cover Image
Melissa D. Karcher - Mortgage Lender

Melissa D. Karcher

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Mortgage Lender

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University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
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Overall Ratings
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5 Star
94%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • API
    R
    Randall D
    Wausau, WI
    Posted on March 8th, 2021 02:56 AM
    Melissa and the PH Team were fantastic to work with in obtaining our home mortgage. As an out of country buyer there were more challenges for Melissa than usual but she was more than up to task. I truly look forward to next opportunity to work...
    read more
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    J
    Jean C
    Wausau, WI
    Posted on March 4th, 2021 04:49 PM
    Melissa was very patient with us and carefully explained things to ease our concerns. We would highly recommend her to anyone needing expertise in this field!
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    A
    Alexander M
    Stevens Point, WI
    Posted on March 2nd, 2021 02:17 AM
    After many years of being told by various lenders that I wouldn't qualify for anything and then shown the door, I didn't expect much going in. However, Melissa and the Prosperity team not only found the means to secure me an excellent mortgage,...
    read more
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    B
    Brenda Y
    Plover, WI
    Posted on February 16th, 2021 01:48 AM
    Melissa was awesome to work with. This is the second time we have financed thru her and her team. Her knowledge and her ability to share is outstanding. I will recommend her to all my clients and friends . Thanks Melissa for all you do. Stay...
    read more
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    D
    Dot L
    Posted on February 7th, 2021 08:34 PM
    It was a privilege working with Melissa. She was very knowledgeable, professional, and friendly. Whenever we had a question she was right there with the answers and she walked us through the things we had difficulty with. We would definitely...
    read more
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    Dale H
    Arbor Vitae, WI
    Posted on February 4th, 2021 12:21 PM
    Melissa. She was thorough, patient, knowledgeable, and very sweet.
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    Nicholas S
    Wausau, WI
    Posted on January 28th, 2021 01:04 PM
    I always look forward to working with Melissa because I know she cares about helping her customers and has their best interests in mind during the mortgage process.
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    Christopher J
    Weston, WI
    Posted on December 6th, 2020 12:12 PM
    Good communication and attention to details. Answered all of my questions in a timely manner. got a great interest rate and the closing was as smooth as could be.
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    S
    Seth N
    Custer, WI
    Posted on November 8th, 2020 01:21 PM
    Melissa was very helpful and thorough the the whole process. Made it easy.
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    Dustin R
    Wausau, WI
    Posted on November 5th, 2020 02:14 PM
    Wonderful service!
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    About
    With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option. My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free. Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
    Construction Loans
    FHA Loans
    WHEDA Loans
    Federal VA Loans
    USDA Loans
    Heloc
    Refinance
    View All
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    Education
    • University of Wisconsin-Eau Claire
      University of Wisconsin-Eau Claire logo
    Positions
    • Bank Five Nine - Mortgage Lender
      Sep 14th, 2026 - Current
    • aLender2Trust - Mortgage Lender
      Jan 1st, 2005 - Current
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 470140
    Gallery
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Hobbies
    • Golf
    • Downhill Skiing
    • Camping
    • View All
    Disclaimer
    © 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.