Melissa D. Karcher's Cover Image
Melissa D. Karcher - Mortgage Lender

Melissa D. Karcher

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Mortgage Lender

Bank Five Nine - Wausau, WI 54401
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the... Show More
Mortgage
Mortgage Loan Officer
Company Logo
University of Wisconsin-Eau Claire
University of Wisconsin-Eau Claire
Contact Info
(715) 218-8972
Wausau, WI
https://alender2trust.com/
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours(Open now)
Sun
24 hours
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Overall Ratings
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5 Star
94%
4 Star
6%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    Tanya-Marie G
    Wisconsin Rapids, WI
    Posted on May 8th, 2021 12:55 AM
    We have tried for years to purchase our first home and was constantly being denied by other lenders. Melissa made that happen for us. She made our dream come true and was with us every step of the way. We can't thank her enough.
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    Allison W
    Marshfield, WI
    Posted on May 7th, 2021 12:42 AM
    This was my first mortgage loan. Melissa was very friendly and helpful. She answered all questions and addressed concerns promptly.
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    Jeffrey P
    Wausau, WI
    Posted on May 3rd, 2021 02:48 AM
    For being a 1st time homebuyer I thought she was extremely nice and helpful throughout the whole process
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    Jacqueline K
    Wisconsin Rapids, WI
    Posted on April 29th, 2021 01:23 PM
    That Melissa was there when I had questions and had an answer for me. Buying a house for the first time is very scary and she made it easy. Keeping me updated along the way. Melissa is very caring and wanted this to be exciting ... I was very...
    read more
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    Richard F
    Wisconsin Rapids, WI
    Posted on April 9th, 2021 11:36 PM
    Thank you for all your Help keeping us on track and getting our new home.
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    Erica N
    Neillsville, WI
    Posted on April 1st, 2021 02:11 AM
    Melissa was SO great. Explained everything with each step and answered all my “dumb” questions. Patient with me through my first home buying experience. I would recommend her to everyone. Helped me along the way when a couple issues came up...
    read more
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    Robert B
    Wisconsin Rapids, WI
    Posted on March 15th, 2021 10:46 PM
    Everything
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    Anson M
    Wausau, WI
    Posted on March 12th, 2021 12:53 AM
    Smooth. Painless. Fast
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    Dustin L
    Port Edwards, WI
    Posted on March 10th, 2021 12:26 AM
    I am so grateful for Melissa and prosperity. Two days before we where contacted by Melissa , my wife and I where told that we wouldn't be able to continue with our loan process due to my wife's student loan situation, and it was devastating....
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    Justin K
    Wisconsin Rapids, WI
    Posted on March 9th, 2021 12:13 AM
    Melissa answered our questions quickly and made sure we understood everything.
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    About
    With over 20 years as a mortgage lender in Central Wisconsin, I specialize in making homeownership accessible—especially for first-time buyers. Whether you need WHEDA, FHA, VA, USDA, conventional financing, or construction loans, I have the expertise to guide you through every option. My commitment is simple: prompt responses, accurate information, and loans that close on time. I focus on your experience, ensuring the home-buying process is smooth and stress-free. Ready to explore your options? Let's talk. You'll be working with a lender you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
    Construction Loans
    FHA Loans
    WHEDA Loans
    Federal VA Loans
    USDA Loans
    Heloc
    Refinance
    View All
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    Education
    • University of Wisconsin-Eau Claire
      University of Wisconsin-Eau Claire logo
    Positions
    • Bank Five Nine - Mortgage Lender
      Sep 14th, 2026 - Current
    • aLender2Trust - Mortgage Lender
      Jan 1st, 2005 - Current
    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 470140
    Gallery
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Melissa D. Karcher - Gallery Photo
    Hobbies
    • Golf
    • Downhill Skiing
    • Camping
      • View All
    Disclaimer
    © 2026 Peoples State Bank. Approved to offer SBA loan products under SBA's Preferred Lender program.