Melissa Valenzuela Cotton- Guild Mortgage
Loan Officer | NMLS# 469793
Investing in real estate didn't just give me a place to live. It gave me freedom, stability, and the ability and space to create the life I've always wanted. I can't wait to help you do the same!
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Melissa and her team are fanastastic to work with! great service and gets us to the closing table every time!
Reply from Guild Mortgage - Meliss Valenzuela ...
May 18th, 2026 01:35 PM
Thank you, Yvonne! We appreciate your partnership more than you know. Cheers to many more successful transactions together :)
We’ve used Guild a couple of times and they made the loan process a very easy experience
Meliss has made this transaction and previous purchases a smooth experience. Thanks Meliss!
Reply from Guild Mortgage - Meliss Valenzuela ...
May 15th, 2026 05:38 PM
Thank you for your continued trust in me and congrats on your new home!
The entire process went smoothly. Melissa gave us great advice and we trusted her to recommend the best mortgage loan for us . We love working with her!
Reply from Guild Mortgage - Meliss Valenzuela ...
May 5th, 2026 02:05 PM
Thank you for continuing to trust me to be part of your team and journey! Wishing you all the best in your new home :)
Melissa and her team are always on top of things! Great communication, great follow through, and I can always count on Melissa to competently, efficiently and effectively get my transactions to the closing table.
Reply from Guild Mortgage - Meliss Valenzuela ...
April 21st, 2026 03:37 PM
Thank you for your partnership, Phil, it means the world to me!
Melissa worked quickly once engaged, was transparent and available for both complex scenario discussions and basic questions as a 1st time refinancer. Thanks Melissa and team!
Reply from Guild Mortgage - Meliss Valenzuela ...
April 20th, 2026 03:10 PM
Thank you for your trust in me to help you get to the closing table. I know it wasn't a straightforward journey, but we did it!
So many years of expertise and the ability to work with such a range of clients, Melissa is the best
Reply from Guild Mortgage - Meliss Valenzuela ...
April 17th, 2026 12:12 PM
Thank you, Nate! Appreciate your partnership more than you know.
Melissa and team are great to work with! My most recent buyer client was shopping different lenders and Melissa was able to offer him the best deal. The client was very pleased with the service and communication, and a happy buyer makes a happy...
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Reply from Guild Mortgage - Meliss Valenzuela ...
March 23rd, 2026 02:54 PM
Thank you, Joe. I always appreciate the opportunity to work with you and your buyers. Your continued partnership means the world to me.
Melissa and the whole team were top notch!!
Reply from Guild Mortgage - Meliss Valenzuela ...
March 18th, 2026 05:48 PM
Thank you for your feedback and trusting us to help you meet your current goals. We are honored to be part of your financial team now and in the future!
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About
Investing in real estate didn't just give me a place to live. It gave me freedom, stability, and the ability and space to create the life I've always wanted. I can't wait to help you do the same!
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
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Year Started
2026
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 469793
Disclaimer
I am authorized to do business in the states of Arizona, Colorado, Florida, Maine, North Carolina and Nebraska. AZ BK#0018883; AZ BKBR# BK-BR-20; AZ LO Lic.# LO-201015; NMLS ID: 469793; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.