Top 5%
Melisa Jones at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #965518
Ottawa University
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in O'Fallon, MO. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Melisa was so amazing! I am a first time homebuyer and she made my experience so easy and was so helpful in securing me the perfect home. She explained every step in detail and I would truly recommend her to anyone.
Reply from Melisa Jones
March 6th, 2026 03:40 PM
Madalyne - you were an absolute joy to help and thank you for the review and kind words! We are always here if you need anything and congrats again!!
Melisa was always very responsive and patient. She does a great job taking her time to ensure her clients understand what's going on and is diligent to ensure we got the best deal and were comfortable throughout the whole process. 11 out of...
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Reply from Melisa Jones
February 23rd, 2026 10:58 PM
Thank you so much for the kind words and your trust! We are so happy for you and Darcy and we are always here if you need us!
Melisa Jones is super easy to work with, replies to questions very fast and breaks down everything extremely well making it easier to understand through the process.My experience has been over all 10/10 would definitely recommend her to any...
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Reply from Melisa Jones
February 23rd, 2026 05:46 PM
Nathan, thank you so much for the kind words and your trust over the years! We are always here if you need anything!
Melisa was helpful throughout the whole process, when starting to explore refinancing she took the time to explain the options available to me and get the information laid out to me in a way that was most helpful to me. When I had questions...
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Reply from Melisa Jones
December 22nd, 2025 05:08 PM
Thank you so much for the kind words and feedback! We appreciate your trust and it's always great to hear you felt comfortable and informed - that is always our goal! I'm happy we were able to save you some money and look forward to hopefully...
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Melisa was able to save a client of mind whom had a bank decline a loan 10 days prior to closing. I appreciate everything thing that Melisa was able assist my first time home buyers with Cross Country Mortgage programs!! Thank you!
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Reply from Melisa Jones
December 15th, 2025 06:40 PM
Thank you James for the kind words and trust! We are so happy we were able to help your sweet family buy their first home!
Great people, great at their jobs, great at getting what you want. Patient and very informative every step of the process. Caring about all of your concerns, always going well above expectations. Highly recommend this team. Happy to have reached...
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Reply from Melisa Jones
November 19th, 2025 11:45 PM
Thank you Angie for the very sweet review and your trust! We are so excited for you and Victor and look forward to watching you thrive in your new home! We're always here if you need us!
Melisa and her team were awesome!! We had a great experience working with her in buying our new forever home. She was very informative and helpful and made it effortless to apply and get approved for a mortgage loan. We are very grateful that...
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Reply from Melisa Jones
November 17th, 2025 07:45 PM
We couldn't be happier for you and Gerry and thank you for trusting us with such an important part of your lives! Thank you for the sweet words and review - we are always here if you need us!
Melisa made the process so easy! She was incredibly knowledgeable and fun to work with!
Reply from Melisa Jones
November 17th, 2025 07:44 PM
Thank you Karen for the kind words and all of your trust! Our hearts are so full because you were able to get into your forever home!
They were so attentive to all our needs and extremely knowledgeable about the loan process . We loved them !!!!!
Reply from Melisa Jones
November 14th, 2025 10:31 PM
Thank you for your sweet words and trust! We are so happy for you both!!
Melisa Jones made the home buying process easy! I recommend Melisa to everyone I know who is looking for a mortgage.
Reply from Melisa Jones
November 11th, 2025 09:04 PM
You and Lindsey are the sweetest and I'm so thankful for your years of trust and support! We're always here if you need us - we're so happy for you and your sweet family!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in O'Fallon, MO. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #965518 | Branch NMLS #2730701
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Education
- Ottawa UniversityAug 2001 -May 2005
Positions
- CrossCountry Mortgage - Senior Vice President of LendingApr 25th, 2025 - Current
Memberships
- Mortgage Bankers Association
- Home Builders Association
- Mortgage Bankers Association Board Member
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Year Started
2006
Time Zone
Central Standard Time (CST)
Licenses
- 965518
Achievements
- Top 1% Originator
- Top Gun Award Winner
- President's Council Award Winner
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Hobbies
- Coaching
- Volleyball
- Spending time with family
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095