

Matthew Welch
Senior Mortgage Loan Originator | NMLS# 450045

Matthew works hard to provide each home buyer a smooth mortgage experience. He takes pride in helping his customers through every step of the mortgage process. Buying or refinancing a home can be an intimidating endeavor. You can put you... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Matt did a great job going over all our options and answering any questions we had throughout the loan process.
Matt, made it great. We would not be able to do the home buying process without him. He responds quickly, is extremely organized and informative with what needs to be done. He is amazing and everything was so smooth. Forever grateful!
There were so many different e-mails to try to keep track of. It would have been helpful to have had a master "checklist" of all the ones we were expecting with a general timeframe of when we'd be getting those. Or at the very least, have a...
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Matthew was amazing, he answered every question with an excellent response so you felt like you walked out very prepared for how everything would work down the line. His communication was excellent as well and his responses were quick. I would...
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He was very knowledgeable and prompt.
Matt’s response time and explanations are exceptional. We have so many questions, and the market is constantly changing, yet he is never impatient and always understanding and educational. THANK YOU, Matt!
Matt gave understandable explanations behind the loan process.
Excellent response times and fast processing
Excellent social skills, knowledgeable about the details, prompt in responses
Matt’s communication and dedication to his customers makes the process seamless and effortless!
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About
Matthew works hard to provide each home buyer a smooth mortgage experience. He takes pride in helping his customers through every step of the mortgage process. Buying or refinancing a home can be an intimidating endeavor. You can put your trust in Matthew’s 20 years of mortgage experience. He will get to know you and your personal situation to help come up with the best possible plan for your mortgage needs.
Matthew and First State Mortgage combine the best of both worlds – First State Mortgage has the backing and security of First State Bank and the flexibility of a mortgage broker.
Whether you are a first-time home buyer, looking to refinance our current home, buying a vacation home or a move-up buyer, Matthew can help!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NLMS 450045Jun 1st, 2011 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 450045