Matthew Welch
Senior Mortgage Loan Originator | NMLS# 450045
Matthew works hard to provide each home buyer a smooth mortgage experience. He takes pride in helping his customers through every step of the mortgage process. Buying or refinancing a home can be an intimidating endeavor. You can put you... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Matthew has helped us refinancenonce and pirchase 2 homes. He is a great communicator, always able to answer my questions, ans and easy to work with. Always great working with him.
Reply from Matthew Welch
August 31st, 2026 02:40 PM
Hi Katie, I'm beyond thrilled to hear that you had such a positive experience with me at First State Mortgage! It's always my goal to provide clear communication and make the home buying process as smooth as possible. Your kind words and five-star...
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Always providing help and answering any questions I had along the way.
He contacted me to alert me that rates were down around my target refi rate. He provided a quick turnaround on quotes and closing was seamless.
Matthew is a one of a kind client oriented professional with a wealth of knowledge and a personal relatable approach. He’s outstanding.
Excellent!
I honestly do not think I can put into words what an amazing and stress-free experience we had, working with Matthew Welch. Not only did he come HIGHLY recommended by our realtor Josh Hjorth, but from minute one it was like working with a close...
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Grat communication and FRIENDLY
I was the listing agent so not much communication directly with me but the sale went off without a hitch. Thank you!
Matt made this such a smooth and easy process for us! He was quick to answer questions and was a pleasure to work with!
Mr. Welch had the customer very well prepared prior to making his Offer so the transaction went very smoothly and the customer knew what to expect all along the way.
Thank you
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About
Matthew works hard to provide each home buyer a smooth mortgage experience. He takes pride in helping his customers through every step of the mortgage process. Buying or refinancing a home can be an intimidating endeavor. You can put your trust in Matthew’s 20 years of mortgage experience. He will get to know you and your personal situation to help come up with the best possible plan for your mortgage needs.
Matthew and First State Mortgage combine the best of both worlds – First State Mortgage has the backing and security of First State Bank and the flexibility of a mortgage broker.
Whether you are a first-time home buyer, looking to refinance our current home, buying a vacation home or a move-up buyer, Matthew can help!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NLMS 450045Jun 1st, 2011 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 450045