Matthew Welch
Senior Mortgage Loan Originator | NMLS# 450045
Matthew works hard to provide each home buyer a smooth mortgage experience. He takes pride in helping his customers through every step of the mortgage process. Buying or refinancing a home can be an intimidating endeavor. You can put you... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Very easy to work with and very quick to respond to any questions. Thanks again for all your help!
From the time I reached out to Matthew to the time of our closing, he made the refinance process extremely easy for us. He remembered us from over 13 years ago when he helped us purchase our first home, and the level of service and professionalism...
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Matt worked with us every step of the way. He answered all our questions and made sure our refinance went smoothly.
Matt was awesome! He made this very stressful experience so good. He is now our go to guy for mortgage, refinance, etc. We will use him again for sure and we will recommend him to everyone!
Matthew is the kind of Loan Officer that listens to his clients and gives the "BEST SERVICE". I havenever had a complaint from any of my clients that I ask Matthew to call. Very patient and answers all the questions in a way that is understandable....
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Matthew is an exceptional loan officer! He explains everything well and is always quick to respond. I’ve been a realtor for 14 years and I used Matthew on my refi because I trust him and I know how hard he works for his clients.
Excellent & timely communications. I was informed promptly as needed & all my questions were answered very diligently.
We appreciate all the effort Matt put into helping us with our loan. He was quick to respond to any questions we had & worked diligently to make sure we had everything we needed to close. Thanks again for everything!
Matt:
Helped facilitate a mortgage with an unusually long time to close, approximately 5 months. This required communication with us, the agents and the attorneys. At all times Matt was informed, professional and diligent.
Matt contacted us about lower rates and took care of us throughout the process
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About
Matthew works hard to provide each home buyer a smooth mortgage experience. He takes pride in helping his customers through every step of the mortgage process. Buying or refinancing a home can be an intimidating endeavor. You can put your trust in Matthew’s 20 years of mortgage experience. He will get to know you and your personal situation to help come up with the best possible plan for your mortgage needs.
Matthew and First State Mortgage combine the best of both worlds – First State Mortgage has the backing and security of First State Bank and the flexibility of a mortgage broker.
Whether you are a first-time home buyer, looking to refinance our current home, buying a vacation home or a move-up buyer, Matthew can help!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NLMS 450045Jun 1st, 2011 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 450045