

Matthew Welch
Senior Mortgage Loan Originator | NMLS# 450045

Matthew works hard to provide each home buyer a smooth mortgage experience. He takes pride in helping his customers through every step of the mortgage process. Buying or refinancing a home can be an intimidating endeavor. You can put you... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
The online submittal was very convenient and Matt was able to answer all my questions. He was also very patient waiting while I retrieve all requested documents.
I had a very satisfying transaction with Matt. If there were questions sent to him. He was very quick in getting back to me with a response. The whole process was very smooth.
Matt was amazing. Very detailed and great to work with. I will recommend him to others for sure!
Matt was amazing to work with! He was able to address all of my concerns and answered any questions I had. Definitely made my home buying experience much smoother and less stressful! Provided a lot of great information and had wonderful advice....
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Matthew was extremely timely and responsive. His rate and cost quotes were accurate and transparent - no hidden origination or loan costs. He thoroughly explained any questions that arose during the application and approval process.
Matt was very friendly, helpful and patient answering all of our questions in the home buying process - thank you!!
Matt met with us multiple times and answered all our questions during the refinancing process. He was knowledgeable and patient with our many questions.
Matt was always quick to respond and thorough with all of his responses.
Matthew is a rock star. As someone who also works in the mortgage industry, I had certain expectations and standards for my refinance. Matt went above and beyond, and I was very impressed with his communication and attention to detail. From...
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Helpful and timely with information.
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About
Matthew works hard to provide each home buyer a smooth mortgage experience. He takes pride in helping his customers through every step of the mortgage process. Buying or refinancing a home can be an intimidating endeavor. You can put your trust in Matthew’s 20 years of mortgage experience. He will get to know you and your personal situation to help come up with the best possible plan for your mortgage needs.
Matthew and First State Mortgage combine the best of both worlds – First State Mortgage has the backing and security of First State Bank and the flexibility of a mortgage broker.
Whether you are a first-time home buyer, looking to refinance our current home, buying a vacation home or a move-up buyer, Matthew can help!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NLMS 450045Jun 1st, 2011 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 450045