

Matthew Welch
Senior Mortgage Loan Originator | NMLS# 450045

Matthew works hard to provide each home buyer a smooth mortgage experience. He takes pride in helping his customers through every step of the mortgage process. Buying or refinancing a home can be an intimidating endeavor. You can put you... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Matt made sure that we got everything taken care of on time so that we could close on our house when we could. He also did all that he could to lock in the lowest possible interest rate that we could get. And he even got it locked in right...
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Matt has great communication and ensures the best possible experience for his clients.
Matt was very available to help with any questions or needs. He was thorough in explaining any points that I needed help with and was very kind during this experience. I am so glad my realtor recommended him to be our loan officer. Thank you...
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Matthew is an excellent communicator who works really hard to make things simple for his clients. This was our second time working with Matthew, he is very smart, professional and helpful. I appreciate the ease of use with the Citrix file share...
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Matt was pleasant to work with and responded quickly to emails and text messages.
Very easy to work with and on top of everything. Great with someone who was buying their first home.
Matt worked with my ever changing situation and helped adapt my loan to what I needed. He was awesome with communication and ensured my questions were thoroughly answered at every turn.
Matt was very easy to get in touch with no matter what time day/night.
Matt has been my preferred lender for years to refer my clients, family, friends and myself to for mortgage needs. I trust that he is always doing the best job possible to take care of his clients.
Great communication and timely responses
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About
Matthew works hard to provide each home buyer a smooth mortgage experience. He takes pride in helping his customers through every step of the mortgage process. Buying or refinancing a home can be an intimidating endeavor. You can put your trust in Matthew’s 20 years of mortgage experience. He will get to know you and your personal situation to help come up with the best possible plan for your mortgage needs.
Matthew and First State Mortgage combine the best of both worlds – First State Mortgage has the backing and security of First State Bank and the flexibility of a mortgage broker.
Whether you are a first-time home buyer, looking to refinance our current home, buying a vacation home or a move-up buyer, Matthew can help!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NLMS 450045Jun 1st, 2011 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 450045