Matthew Smith
Mortgage Loan Originator
Hi, I'm Matthew. Whether you’re in need of a loan for a new purchase or for refinancing your current mortgage at NEO Division we make the home loan process as straightforward and stress-free as possible by offering a wide variety of loan pr... Show More
Location & Business Hours
Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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From start to finish everything was clearly explained and well communicated. The app is easy to use and convenient. Matt and his team are the best!
Matt has been exceedingly helpful and patient during this entire process. He explained the home buying process to me comprehensively, and answered all my questions, and quite possibly my million text messages with complete grace. Thank you,...
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Quick and courteous
Matt goes above and beyond everytime. We worked with him to purchase our first home and when we refinanced our home.
Matt was there to answer any questions I had along the way. Great experience, highly recommended.
We had a great experience with Matt!
Great communication with Matt and the team. From the beginning when we got quotes thru underwriting. We were very happy and impressed .
We purchased our home and have refinanced twice now with Matt and the rest of the team. All 3 experiences have been nothing but extraordinary! Thank you all so much for spending so much of your time and hard work on our family, especially during...
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Friendly, effective and timely communication.
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About
Hi, I'm Matthew. Whether you’re in need of a loan for a new purchase or for refinancing your current mortgage at NEO Division we make the home loan process as straightforward and stress-free as possible by offering a wide variety of loan programs at competitive rates with top-notch customer support. I look forward to putting my expertise to work for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 941210
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access