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Matthew O'Connell - Branch Manager | NMLS 239152 in Lutherville Timonium, MD

Matthew O'Connell

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Branch Manager | NMLS 239152

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Matthew O'Connell (NMLS #239152) is a premier mortgage loan officer and local lending expert in Timonium, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Matthew provides comprehensive ... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
2%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
  • SFTP
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    Robin W
    Gilbertsville, PA
    Posted on August 4th, 2025 12:08 PM
    1. To have received accurate imformation timely before closing. 2. If my loan officer had the same energy/enthuasive he had selling us on points throughout the entire loan proces.3. Horrible COMMUNICATORS -Loan officer, Matt and Loan Processor...
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    Lauren S
    Frederick, MD
    Posted on July 18th, 2025 09:03 AM
    We emjoyed working with Matt and Embrace Home Loans. Matt was extremely knowledgeable and helpful in our home buying experience.
    Reply from Matthew O'Connell
    July 18th, 2025 03:45 PM
    Lauren, I'm happy to hear that you enjoyed working with me and Embrace Home Loans. Being knowledgeable and helpful throughout the home-buying process is something I strive for, so I'm glad it contributed positively to your experience. Thank...
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    Shafiq S
    Frederick, MD
    Posted on July 12th, 2025 12:54 PM
    Matt is a great loan officer to work with. He was extremely knowledgeable and ensured we knew what our options were and what the process would look like through every phase. We truly enjoyed our experience with him and would definitely work...
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    Reply from Matthew O'Connell
    July 14th, 2025 02:22 PM
    Shafiq, I'm glad to hear that you had a positive experience working with me. Ensuring that you fully understand your options and the process is very important to me, so I'm pleased it contributed to your satisfaction. I'm delighted that you...
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    Rebecca W
    Baltimore, MD
    Posted on July 5th, 2025 12:39 PM
    Matt is the best! I've worked with him a couple times before and he's always been extremely helpful, providing advice and guidance so that I can make informed decisions. However, this time Matt went above and beyond to help me acquire mortgage...
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    Reply from Matthew O'Connell
    July 7th, 2025 03:25 PM
    I'm thrilled to hear about your positive experience, Rebecca. It was a pleasure assisting you with your mortgage pre-approval and rapid settlement. I'm grateful for your trust and am delighted that you got the home you truly wanted. Thank you...
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    Travis F
    Baltimore, MD
    Posted on June 27th, 2025 12:25 AM
    Matthew was responsive, not pushy at all, helpful. We got the loan done in 16 days. Great rate. Super silky smooth. Everything one would look for in a new mortgage.
    Reply from Matthew O'Connell
    July 7th, 2025 03:26 PM
    Thank you for your kind words and trust in Embrace Home Loans. Great working with you!
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    Patrick O
    Robbinsville, NJ
    Posted on May 4th, 2025 11:38 AM
    This was my 2nd mortgage working with Matt.
    Reply from Matthew O'Connell
    May 4th, 2025 01:26 PM
    I'm thrilled to have had the opportunity to assist you with your second mortgage, Patrick. Thank you for choosing to work with me again at Embrace Home Loans. If there's anything more I can do for you, please feel free to reach out.
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    Ranabrata M
    Glenmoore, PA
    Posted on May 3rd, 2025 01:17 AM
    it was great experience with Matt & team for our Mortgage loan. Matt has clarified all the points and provided loan with very good interest rate. Thanks Matt for your assitance throughout the process.
    Reply from Matthew O'Connell
    May 3rd, 2025 01:22 PM
    I'm thrilled to hear that you had a great experience with the mortgage process. I'm glad I could clarify all the points and provide you with a favorable interest rate. Thank you for your kind words, and it was a pleasure assisting you throughout...
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    Kelsey B
    Lawrence Township, NJ
    Posted on May 2nd, 2025 08:10 PM
    Great communucation. Matt was friendly and explained everything fully. He made a very stressful process less stressful
    Reply from Matthew O'Connell
    May 2nd, 2025 08:26 PM
    I'm thrilled to hear that I could make the process less stressful for you. Clear communication is a priority, and I'm glad I could provide the support you needed. Thank you for your positive feedback!
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    Christine M
    Robbinsville, NJ
    Posted on April 28th, 2025 04:04 PM
    Matt was extremely responsive and available to me as well as clients.
    Reply from Matthew O'Connell
    April 30th, 2025 05:59 PM
    I'm thrilled to hear that you found my responsiveness helpful during your purchase process. It was a pleasure assisting you and your clients. Thank you for your kind words and for choosing Embrace Home Loans.
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    Karen R
    Joppa, MD
    Posted on January 23rd, 2025 04:12 PM
    Lack of communication the first three weeks of going under contract once I finally received the options / numbers communication and speed improve greatly but took prompting. it is not my business buying selling homes so I hand some questions...
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    Reply from Matthew O'Connell
    January 23rd, 2025 04:17 PM
    Thank you for your feedback, Karen. I apologize for the initial communication issues you experienced during the early stages of the process. It's absolutely essential for us at Embrace Home Loans to ensure our customers feel informed and comfortable...
    read more
  • 31–40 of 192
    About
    Matthew O'Connell (NMLS #239152) is a premier mortgage loan officer and local lending expert in Timonium, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Matthew provides comprehensive home financing solutions with Embrace Home Loans. Matthew O’Connell joins Embrace as a Branch Manager. He previously worked at Prosperity Home Mortgage, where he was a Senior Mortgage Consultant focusing on loan origination. There he helped foster a successful team, and provided training and coaching to help with his team members’ personal growth and the company’s profitability. Contact Matthew today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • Embrace Home Loans - Branch Manager
      Mar 1st, 2019 - Current

    Year Started

    2022

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 239152
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.