

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Matt is the best. His level of service is cannot be beat, and he is the reason we came back to Planet Home Lending for a third time!
Reply from Matt Richter
March 30th, 2025 05:09 PM
I'm thrilled to hear about your positive experience, Mark. It has been a pleasure assisting you, and I truly appreciate your loyalty to Planet Home Lending. Thank you for your kind words and for choosing us once again.
Great communication throughout the whole process. Thank you Matt
Reply from Matt Richter
March 26th, 2025 02:46 PM
I'm glad to hear that you found the communication throughout the process to be great. It was a pleasure assisting you again, and I appreciate your feedback.
We received the best customer service from start to finish and cannot recommend Matt Richter enough!
Reply from Matt Richter
March 26th, 2025 02:27 PM
I'm thrilled to hear that you received exceptional customer service throughout your experience. It was a pleasure assisting you, and I truly appreciate your recommendation. I also appreciate your loyalty over the years!!
Matt was wonderful. He made the whole process seem less daunting. He answered all our questions, and we had a lot as first-time homebuyers. He was knowledgeable and made helpful recommendations.
Reply from Matt Richter
March 24th, 2025 11:10 PM
Andrea, thank you so much for the kind words! It was a pleasure working with you and guiding you through the home buying process. I'm thrilled to hear that I could make it less daunting and that you found my recommendations helpful. Don't hesitate...
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Matt was very attentive and promptly answered every single question that we had. This was our first home purchase and Matt walked us through the entire process. He's a consummate professional and on top of his game. We would totally use Matt's...
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Reply from Matt Richter
March 21st, 2025 04:24 PM
Bradley, thank you so much for your kind words. It was truly a pleasure working with you on your first home purchase. I'm thrilled to hear that I could make the process smoother and answer all your questions along the way. Knowing you'd recommend...
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We are repeat clients. He knew we were looking to refinance and let us know the rates were about as good as they were going to be. We locked in just before they went up again
Reply from Matt Richter
January 15th, 2025 04:28 PM
Thank you, Regina, for taking the time to share your positive experience. We're thrilled to hear that Matt Richter at Planet Home Lending, LLC was able to assist you effectively with your refinancing needs. It's always our goal to provide timely...
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Matt's an amazing professional! I've been trying to move back to Idaho and he and my agent made it happen. He was constantly taking my calls and answering all my questions going above and beyond. Can't say enough about what an outstanding individual...
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Reply from Matt Richter
December 13th, 2024 05:32 PM
Thankyou Rachel! Appreciate the kind words and I am very happy for you! Great to have you back in Idaho!!
Loved working with Matt again! Throughout the entire buying and selling process, he made sure we really understood the process and made it extremely smooth for us. He communicates well and is very pleasant to work with!
Reply from Matt Richter
December 12th, 2024 04:47 PM
Thankyou Jennifer! Appreciate your trust and loyalty - Congrats on your new home!
They didn't pressure us
Reply from Matt Richter
December 10th, 2024 05:24 PM
Thanks Chris! Appreciate the review and congrats on the beginning of building your dream home. If there's anything else you need, don't hesitate to reach out.
Great flexibility and a straight shooter
Reply from Matt Richter
April 17th, 2025 08:33 PM
We are pleased to hear about your positive experience with Matt Richter. His ability to provide flexibility and straightforward communication is something we value highly. Thank you for your feedback, and we look forward to assisting you again...
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.