

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Matt Richter is an excellent mortgage broker. I have received two home loans from him and it was a stress free experience. He is efficient and knowledgable;I was impressed at how quickly his response was to any calls or needs that I had. I...
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Matt accomplished in a few weeks, what a big bank mortgage department still had not finished after five months. We were extremely frustrated people when Matt was recommended to us. Because of his willingness to think outside the box, we were...
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Matt was helpful from the second we contacted him. We were moving to the CDA area from out of state, which could have introduced numerous problems. We had a brand-new job starting, limited time in the area to meet, and other extenuating circumstances....
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When we moved to Coeur d'Alene eight years ago our real estate broker recommended Matt to us. Since then, he has helped us with two additional refinances. With all of our transactions we have been most impressed with Matt's responsiveness and...
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Matt was great to work with! He worked through a couple challenges and kept us on schedule. Very easy to work with and organized. I would recommend Matt to anyone who needs a loan. Thanks Matt
My refinance experience with Matt Richter was beyond exceptional. I was referred to Matt by not one, but two of my clients ( I'm a self employed salon owner). My circumstances were both unusual and tedious. I am a self employed single female...
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We were so impressed with Matt's personal attention to detail, immediate responses when we had questions, and ability to get things done in a timely manner, that we chose to use him again on our 2nd house purchase. He also impressed us with...
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Buying a home is always stressful but Matt was great to work with. He made it clear exactly what documents we needed, and was very responsive when we had questions. My son also used him to purchase his first home and had a great experience...
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This man takes you under his wing and does not let you go until every single detail of your transaction is taken care of. Then when it is all said and done….he is still there for you. His professionalism and knowledge of the business is amazing....
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We've used Matt on multiple loans in multiple states. He is extremely knowledgeable and was able to help guide us through the entire loan process, which made the entire experience as stress-free as possible.
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.