

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Jennifer Ward was very professional and responsive. She got us our loan very quickly by clearly communicating the information that she needed and reviewing the documentation provided by us promptly.
Jennifer Ward is amazing and a miracle worker!She worked with us for over 3 years to be prepared for the purchase of our new home!Her communication was outstanding, her knowledge of the process was excellent and we are now in our new home after...
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Jennifer Ward is amazing. Our home buying experience was a 3 year process with Jennifer helping us out every step of the way. I will use her for EVERY home, EVERY time!
Krista with Platinum Home Mortgage is the best! She is thorough and honestly cares about the home buyer. She makes sure the process goes smoothly and keeps you updated throughout the whole process. If you're looking to buy a home, there is...
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We have used Platinum for our original mortgage and refinance. They made it so easy! Jennifer is great to work with!
Don is very easy to work with and hard-working for his clients. I would recommend to anyone interested in obtaining a mortgage.
Thanks Matt for making my Refi. painless because you do your job so well. I will call you when I get ready to buy more properties.
Krista at Platinum Mortgage did a tremendous job. After finally succeeding on my third offer, Krista was so nice to speed up the process so I could me in my new home before the real cold weather came along. I will refer everyone I know that...
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Jennifer had been working with me on my home refinance for almost 4years, Yes 4 years! As my case was extremely complicated and had multiple elements involved. She was absolutely wonderful at helping me get from one step to the next. We were...
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Matt did an amazing job, from beginning to completion. He is knowledgeable and honest, and Matt always found the answers to my questions, even if he had to do a bit of research. The entire process was organized, thorough, and timely. Matt was...
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.