Matt Richter
Retail Branch Manager | NMLS ID# 319232
Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Lucas is a superstar. He helped my husband and I purchase our first home through a very busy and stressful time in our life. He took control and handled every hiccup that arose. We couldn't of done it without him! I would recommend him to anyone...
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Great experience with Andrea!
We had such a great experience working with Krista Kaufman at Platinum Home Mortgage! She was such a go getter and on the ball right from the start. We highly recommend this company!
Buying a home is a whirlwind experience no matter what! Buying our first home was going to be a bumpy ride! Kristina at platinum made it so easy! She explained things she was responsive and she made it happen so quickly for us! thank you, thank...
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Don Flannery gave 110 percent effort on my behalf to expedite my financing in a timely manner that secured me the lowest rate — just right before the rates went up because of his watchful eye on the market. I am grateful for his discernment...
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Krista is an amazing woman to work with! Every question promptly answered, any need met, and there for you anytime. Not only is she a great professional, she is an amazing friend that puts your needs first. I am so glad I chose Platinum and...
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Don Flannery from Platinum Home Mortgage did a great job! We could not believe how fast the loan closed & everything went very smoothly. We did not have time for any delays!
Don Flannery from Platinum Mortgage provided exceptional service! He knew exactly where our loan was at all times & anticipated which docs the underwriters would want, so we were always one step ahead. We closed on our house in record speed...
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Steve and the rest of his team at PHMC in Coeur d'Alene did a fantastic job with my loan. I live outside of the Continental US so some of the underwriting was a bit challenging but Steve worked with the bank to get the loan approved!
Lucas made the process from start to finish easy. Thank you so much for everything.
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994
Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.